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|Bulgaria - Country information
Population: 9 million people
The official language in Bulgaria - Bulgarian. Since the Bulgarian language belongs to a group of West Slavic languages, Russian kinship - certain words are quite clear. In Russian is spoken by many Bulgarians, as well as employees in large cities for hotels
Currency: Bulgarian Lev
Description of the country
Bulgaria - an attractive tourist country with beautiful nature and hospitable people. Bright sun, blue sea, beautiful beaches, a wide selection of hotels, an abundance of fruits and vegetables, green mysterious mountains, generous land, ancient cities and monasteries, therapeutic mineral springs. It is decorated with extensive gardens and fabulous vineyards. A country with more than 13 centuries of history. Land Thracians and Proto-Bulgarians, who became the state in the year 681. On its small territory unique intertwined natural attractions and rich cultural and historical heritage. In the Bulgarian lands opened recently in human history worked gold, like the Thracian gold treasures, impress the whole world. Of the three hundred monuments of culture and nature of the phenomena included in the UNESCO world heritage list, nine are located in Bulgaria.
Favorable to restoring the health of air temperature and sea water, its low salinity, lack of harmful flora and fauna, clean beaches cause the popularity of the Black Sea coast of Bulgaria, making it a favorite place for most of the population.
Bulgaria is situated in south-eastern Europe on the Balkan Peninsula. It occupies an area of about 111,000 sq. m. miles. To the north Bulgaria borders Romania to the west with Yugoslavia and Macedonia, in the south with Greece and Turkey in the east of the Black Sea separates it from Russia and Ukraine. Height above sea level on average 450 meters. The duration of the state border of 2245 km, including 686 km of river and 378 km of the sea. The relief of Bulgaria is diverse - the plain and hilly lands occupy 70% of the land, mountains, about 30% .0 highest mountain ranges - Rila (Musala peak - 2925 m), Pirin (top Vihren - 2914 m) and the Stara Planina (the top of them. Christo Botev - 2376 m). Vast plain area is the Danube hilly plain. For the Black Sea coast of Bulgaria is characterized by a vast beach strip, alternating cliffs. The main rivers of Bulgaria - the Danube, Iskar, Tundzha, Maritza, Yantra. Bulgarian resort area stretches for 378 km and is dotted with spacious beaches with fine golden sand.
Government: parliamentary republic with a strong local government, the head of state - president, he was elected by direct suffrage for five years.
Moderately continental in the southern passing to the Mediterranean, cooler than elsewhere in Europe at the same latitude. The average January temperature ranges from 2 C to -2 C, July - from +20 to +25 C, on the coast - above and in the mountains - slightly below that level. The average sea temperature in summer - 21 - 23 C. Average annual rainfall - 450 mm. on the plains to 1300 mm. in the mountains. To visit the ski resorts are most suitable in January - February.
In Bulgaria, the time from Moscow is behind by 1 hour. From April to the end of September clock is one hour ahead.
Dominated by Eastern Orthodox. The Bulgarian Church is autonomous and headed by the patriarch. There are Sunni Muslims, also allowed other faiths.
In restaurants, Bulgaria you can enjoy both national and European cuisine. Bulgarian cuisine has much in common with the cuisine of Russian, Caucasian, Turkish, other Balkan countries: spicy seasonings, plenty of vegetables, spicy flavor. Traditionally, Bulgarians prefer to cook on open fires - Skara. Grape leaves stuffed with cheese, rice or cheese, are called dolma. A very popular sour milk, from which the soup is prepared with fresh cucumbers - turator. Shopska salad - tomatoes, cucumbers, peppers, onions, seasoned with grated cheese, vegetable oil, vinegar, herbs petipravami. And, of course, in a country where the grapes are grown in 1300, always on the table a fine wine. Such variety and number of restaurants, cafes, bistros and pizzerias, as in Bulgaria, it is difficult to find anywhere else. The size of portions and prices will pleasantly surprise you.
The visa regime - Bulgaria
Tourist visa is issued to Bulgaria in 5 days, without an interview. The visa is valid for 30 days and entitles you to stay in the country for a period of 10 to 14 days, provides a single entry into the country.
List of documents required for visa to Bulgaria:
A. Passport to the personal signature of the owner, which operates at least 3 months after the end of the trip;
Two. A copy of the first page of the passport;
Three. Two color photos of the size 3.5 x 4.5 (on a light background)
4. Two-sided form with your signature tourist;
Attention! To avoid denial of a visa, please indicate in the questionnaire valid data in block letters, using the fill pattern.
All documents necessary for the border (passport, ticket, voucher) are for each individual. Customs and Passport Control tourists pass on their own. Check-in at the international airport opens 2 hours before departure and closes 50 minutes. Baggage allowance - 20 kg + 5 kg - hand luggage.
Coming to Bulgaria foreigner must register with the police at their place of residence (usually in the passport office of the district police headquarters).
As a rule, group and individual travel turvizy executed in a privileged mode, visas for children arriving from certain countries may also be free.
Visas are issued for long-term stay Bulgarian diplomatic and consular representations of foreigners wishing to obtain a long-term (1 year) or permanent residence in the Republic of Bulgaria.
Visas for long stays valid for a period not exceeding 6 months from the date of issuance and entitles a foreigner for a single entry and stay in Bulgaria up to receive a residence permit, but no more than that specified in the visa sticker period not exceeding 90 days from the date of entry into the the country.
Upon entry into Bulgaria by foreign citizens must apply to the service of the administrative control of foreigners on the future place of residence for processing a permit for an extended or permanent residence ("residence").
Consulate General of Bulgaria in St. Petersburg
191123, ul. Ryleyev, 27
Taxes - Bulgaria
Real Estate Tax
Subject to all properties except for the forests and cultivated agricultural land. Owners of property within two months from the date of acquisition - the purchase or completion of construction - has declared his obligation to the Internal Revenue Service. The declaration provides a detailed description of the property: a year of construction, building materials, design features, size, number of floors, the purchase price, etc.
Taxable base for companies is the book value of real estate for individuals - the price of real estate, determined fee for household waste
Taksa established by local authorities. In residential buildings - in proportion to the book value or depending on the amount of waste. In non-residential buildings - depending on the type and number of containers for waste collection. In the case where for each separate building is impossible to determine the type and number of containers, the rate shall be proportional to the carrying value of the building. Submitted along with the tax on real estate.
The fee is the same for natural and legal persons. Private housing is subject to terms of its value established for property tax.
Every year before the end of January each owner of real estate tax office sends a notice of the amount of property tax and the going rate for household waste. Contained therein calculations allow a taxpayer to check the reliability and correctness of the amount of data.
Here are the size of the fees in some cities:
Varna - 1.69%, Plovdiv - 1.71%, Burgas - 1.77%, Sofia - 1.45% 5 lv.
In Sofia, firms and individuals who pay taxes once before March 31 do not receive a discount of 5% of the amount of tax.
Example: The tax valuation of the property - 40 000 BGN., The rate in Plovdiv - 40000:100 x0, 21 = 84 lv.
Buy Property in Bulgaria - it is one of the most popular Russian queries users on the Internet. According to Russian Ambassador to Bulgaria Yuriy Isakov, more than 300 thousand Russians have property in Bulgaria, and the total volume of Russian investments in this area is more than one billion euros. What attracts Russians, real estate in Bulgaria?
First of all, Bulgaria features a delightful climate, warm sea, wonderful nature and lots of attractions. And if we add to this security, the goodwill of the population, lack of language barriers and political stability, it becomes clear why more people in Russia are planning to buy a house in Bulgaria.
In addition, Bulgaria - quite promising place for business. And for the person in whose plans include opening a business abroad, namely in Bulgaria are all favorable conditions for such an undertaking. Even the laws of this country is mainly aimed at the development of private business. So here one has a real chance to achieve some success in this direction. And if you buy an apartment in Bulgaria, you can perfectly combine work with leisure and business to entertainment.
And, perhaps most importantly, what makes this country attractive to foreigners - it is real estate prices. So, it is in Bulgaria, house prices are low and quite acceptable. If you compare them with the holiday accommodation in Italy, Spain, Cyprus, Bulgaria are several times lower. According to European experts, this situation may soon change. So buy a house in Bulgaria - and the means to invest their own funds, which a few years can be re-grow and bring a rather impressive gains.
Buying property in Bulgaria is easy. In Bulgarian law a non-resident (natural or legal person) can buy an apartment or house in Bulgaria, and this requires a passport for individuals and constituent documents of the company for legal entities.
To acquire the building can the same persons who are entitled to purchase apartments. Land under the building and surrounding land to sell to foreigners is prohibited. As a way out, we can conclude the lease land for a long time for a nominal fee. In practice, the sale of the building in its value is always included and the cost of land. It is a small part (up to 1 - 10%). This option is suitable when buying a home for periodic short-term visits, such as summer vacation. To buy a house in Bulgaria for permanent residence, land a better draw on the firm. Will be made two notarial acts: the building and land. In the standard case, the purchase of land and buildings, and on the same person is issued a title deed. Purchase of land and buildings, and the firm does not cause any legal difficulties.
Prohibited the sale of land and forests by foreigners. This applies to the construction sites and agricultural land. Allowed to lease plots of land with no restrictions on its size. The minimum rental period is 4 years, maximum - not installed. Foreign firm with Bulgarian participation, where at least 1% of capital owned by citizens or legal entities in Bulgaria, has the right to buy land and forests. The same right has a company registered in Bulgaria, but the founders of which are foreign individuals or legal entities. By all legal standards, they are no different from firms established by citizens of Bulgaria.
The deal to buy property in Bulgaria is usually composed of two phases:
A. The conclusion of the preliminary contract between the Seller and Buyer. It describes the object of purchase, price, payment schedule, the sentence of the final agreement - Notary Act, etc. Chosen by the client object is removed from sale, the price is fixed. At the time of signing the preliminary contract of purchase of real estate buyer pays a deposit of 1000-3000 euros, which is a confirmation of the financial intentions of buying at the same time the first payment to buy a house.
Before the transaction is a notary certificate (extract) from the register of the absence of encumbrances of the object, ie its purity. The certificate reflects the presence or absence of a mortgage facility, the right to use the object of others, a ban on the sale of open court cases, etc. It also confirms the identity of the object a particular person - to the seller.
Two. Registration of a notarial act - the document certifying the ownership takes place after full payment of the value of the property, the notary, acting in the location of the object purchased. After signing the Notary Act by the seller and buyer, and assurances of their signatures, the document provides a Notary Public in the District Court. The judge makes a change to an object in the state register of real estate. Indication of inscribing done and at the Notary Act. Notary fees and state fees payable in the transaction, the amount ranges from 1.5 to 4% of the purchase price of the object (the percentage depends on the area of the property).
It is also an important document is the state (tax) assessment of the value of the property issued by the territorial tax service. The selling price of the object required in the title deed can not be lower than the tax value of the object. The tax assessment is calculated in accordance with standards established by the state and is the basis for calculating taxes for payment of real estate in Bulgaria (for individuals). The tax assessment is usually about 20-30% of the market value of the object. The tax rate is the same for natural and legal persons, and is 0.15%.
According to Bulgarian law, within two months after the registration of ownership of real property must be declared in the local tax authorities.
In addition, foreign individuals and legal entities, property owners in Bulgaria are obliged to register in the "Register BULSTAT" (Bulgarian statistical office). Upon completion of the registration certificate is issued a plastic card inscribed with a unique BULSTAT UEC (unique identification number).
Buying property in Bulgaria does not give the right to receive the status of a long stay in the country, the so-called permit and permanent residence. The owner can only get a visa for a reusable first year and then three with the right to stay in the country up to 180 days each calendar year.
In Bulgaria, on the residence permit may simply move to senior citizens, since the law on foreigners has a special "pension plan". The dream of Russians older "retire, buy property in Bulgaria and leave to warm sea 'becomes a reality. To do this, just stock up on inquiries about the status of the pensioner, the amount of pension and open an account in a Bulgarian bank to transfer to a Russian pension. You can even save a residence permit in Russia - an issue that no one will care. Many retirees from Russia and do. By selling the cottage, you can buy an apartment in Bulgaria on the coast, and the Russian flat hand - a good increase in their pension. Or live in a Russian apartment in winter and a summer move to Bulgaria. Another important aspect, the cost of living in the country, the price level of goods and services, the products are relatively cheap.
Russian investors also felt it, as far as the Bulgarian real estate tempting in terms of investment. Statement by buying property in Bulgaria increasingly means not only a desire to buy a second home for the summer holidays of parents and children, but also investments in commercial and investment projects.
Currently, in accordance with paragraph 6 of Article 25 of the Law "About the foreigners in the Republic of Bulgaria," the status of the investor, giving the right to permanent residence in the territory of a State may receive a foreigner into the country invested more than 1 million leva (about 512 thousand euros), and want to spend the money or the shares of local companies, traded on the stock exchange or on the state and municipal bonds and securities, or the Bulgarian intellectual property. You can also place funds in a Bulgarian bank or investment fund asset management contract for a period of not less than five years.
|Germany - Country information
Capital: Berlin (official), Bonn - Administrative
Population: 82079500 people. Ethnic groups: German - 95.1%, Turks - 2.3%, Italians - 0.7%, Greeks - 0.4%, Poles - 0.4% .0
Description of the country
The political system - a federal republic. Germany consists of 16 states that have their own constitutions, parliaments and governments of North Rhine-Westphalia (17.3 million)., The capital city of Duesseldorf, Bavaria (10.9 million)., The capital of Munich, Baden -Württemberg (9.7 million)., the capital of Stuttgart, Lower Saxony (7.3 million)., the capital of Hanover, Hesse (5.7 million)., the capital of Wiesbaden; Saxony (4.7 million)., the capital of Dresden, Rhineland-Palatinate (3.7 million)., the capital city of Mainz, Berlin (3.5 million)., a city on the Rights of the earth; Saxony-Anhalt (2.8 million)., the capital city of Magdeburg, Thuringia (2.6 million)., the capital city of Erfurt, Brandenburg (2.5 million)., the capital of Potsdam; Schleswig-Holstein (2.6 million)., the capital city of Kiel, Mecklenburg-Vorpommern (1.9 million)., the capital of Schwerin, Hamburg (1.6 million)., a city in Rights of the earth; Saar (1.1 million)., the capital of Saarbrücken, Bremen (0.7 million)., a city on the Rights of the Earth.
Legislative power is exercised by Parliament consisting of two chambers: the Bundestag and the Bundesrat. The Bundestag is elected by the public for a period of 4 years. The executive power is vested in the federal government, which is headed by Federal Chancellor. The Federal Chancellor is elected by the Bundestag vote on the proposal of the President. Ministers are appointed by the President on the proposal of the Federal Chancellor. Each land has its own constitution, parliament and government.
Germany is a democratic parliamentary-federal country.
Head of the Federal Republic of Germany is the Federal President, Head of Government - Federal Chancellor.
Germany is one of the leading industrialized nations. In the aggregate economic power, it is the third largest in the world. The share of participation in world trade it, even in second place. Today it is a country with high wages, provision of social services and high levels of welfare. Industry - the mainstay of German economy. Automotive - one of the most important industries.
Machinery and equipment manufacturing industry - the industry with the largest number of companies - about 7,000 factories. This sector occupies a key position, as it equips the equipment and other industries. The chemical industry has the most modern equipment and large research funding, which gives it a leading position in the world.
Developed as electrical and electronics industry, mining, aerospace, ferrous and nonferrous metallurgy, woodworking, light industry, food processing, manufacture of porcelain, musical instruments.
Germany - not only progressive industrial state, it has a highly developed agriculture, which is characterized by family farms. Almost half of the total area occupied by the country's agricultural land.
A special role in the economy are crafts.
By the end of V century on the territory of modern Germany was not the state. Charlemagne united his empire in Saxony, Bavaria, Rhineland, Frankish and other lands. However, after the death of his great empire fell apart, and its eastern part became the German Empire. When Frederick I Barbarossa in the middle of the XII century, the German Empire border have increased significantly. At the beginning of the XVI century in Germany was split along religious lines. At the time, began its work by Martin Luther. As a result of the Thirty Years' War (1618-1648) Germany was split into dozens of principalities and kingdoms, the most influential of which was Prussia. After several successful military campaigns and international treaties Prussian Chancellor Otto von Bismarck was in fact restored the German Empire and proclaimed King William I of Prussia German Emperor (Kaiser).
The German Empire reached its peak in 1914. However, after the defeat in World War I and the humiliating Treaty of Versailles in 1919, the country has lost some of their land, and was besieged by a huge indemnity. In 1919, Germany was declared a republic and the constitution adopted in the city of Weimar, called the Weimar Republic. The Weimar Republic lasted until 1933, when the Nazis came to power and announced the formation of the Third Reich. During the reign of Hitler's Germany remilitarizovala the Rhineland, annexed Austria, part of Czechoslovakia. September 1, 1939, by attacking Poland, Germany started World War II, which was defeated. In 1945, Germany was occupied by Allied troops, and is divided into four sectors. Three sectors: the French, British and American made after Germany and the Soviet sector - the GDR. In 1949, Germany was divided into two states, and Berlin - in the two sectors. Two German states existed before October 3, 1990, when East Germany and West Germany were united. June 20, 1991 Berlin became the capital of the united German. By August 1994 the country is completely withdrawn Russian troops. Germany is a member of the UN and specialized agencies of the organization, the EU, OSCE, NATO, the Organization for Economic Cooperation and Development.
Holidays and festivals
Autumn "Oktoberfest" in Munich - the famous beer festival, parking on the meadow Terezino in the city center. Usually held in late September - early October. Mass festivities, the sea of beer and hearty food, fun international feast, the Bavarians in traditional costumes. The most delicious beer (wooden barrels) offers Augustinian Brewery. It is known that the bulk of the five thousand varieties of German beer is brewed to this day the monks.
Carnival in Cologne - is seeing winter that residents throughout North Rhine - Westphalia, say, going out into the streets, changing clothes in a clownish outfits and costumes. Carnival is accompanied by singing, dancing and drinking beverages on the street. It all starts carnival women. Sunday is the traditional parade of school children and residents of the suburb.
In Catholic areas of central, south-western and south-eastern Germany, one of the major holidays of the year is Fasching carnival. Immediately after the baptism Bayern dress up in costumes. It is about a thousand balls, plays in the Deutsches Theater, the program in night bars. The last day of Carnival - Tuesday. On Wednesday, all participants are going to feast on traditional fish dish. But first, a Fish fountain in front of city hall, each dips his wallet to the water. It brings happiness.
The end of the harvest, brewing and bottling of wine in barrels marked holidays, which symbolize the bounty of nature. The most famous and renowned throughout the world - the Munich beer festival. For sixteen days, locals and visitors drink as much beers that they could bestow some residents of a small country for a year, fried chicken, too absorbed in enormous quantities.
To maintain a good mood is a lot of songs, which the Germans sing into the microphone, holding hands and swaying in different directions.
Many customs and traditions associated with the endless clouds. Shooting clubs, clubs, where traditions remain national costumes, club pigeon lovers - all hold their festivals.
During the ceremony of celebration to mark the construction of houses under the roof, which is celebrated before laying the tiles, the landlord arranges a reception for their friends, neighbors and builders. Traditionally, heavy beer drinkers. And at the end of the holiday wreath of wheat ears or small tree is fixed at the top in a sign that the house is all right, and the owner has done a good deed.
Berlin. The entire eastern city center rebuilt, surprisingly quickly grow skyscrapers of banks, luxury shopping centers, offices of major international companies and homes. At the junction of East and West, old and new, Berlin became a symbol of a united Germany, attracting to itself millions of tourists every year.
Dresden - the ancient capital of Saxony. It was founded in 1206 and combines the expressive features of the German baroque with boundless energy of a modern European metropolis. At the time of German reunification, Dresden has been perhaps the most politically active city in the entire German territory. His rebellious spirit has a centuries-old tradition still young Wagner was involved in the revolutionary circle here on the eve of the uprising in 1848.
Here is gaining momentum famous German river Elbe, which originates in the Czech Republic under the name of Labe.
Munich - the Bavarian capital and largest city in southern Germany. Munich is considered one of the most interesting cities in the world. With its Old Town Hall and the old beer Hofbroyzhauz, fine museums and beer festivals, Munich attracts more and more tourists from around the world.
The visa regime - Germany
The Russians who own housing in Germany, are eligible for a tourist visa for up to 90 days per year. Having business contacts may qualify for a business visa - 6 months a year, sometimes more.
Import and export of local and foreign currency is unlimited. Cash sums of more than 30 thousand marks must be declared.
Medical insurance policy for a trip to Germany is required, including for private or business trip, if the invitation does not specify that the receiving party takes all the costs of treating a guest over.
If you later want to not only come to Germany and live there permanently, you need to open their own business. In Germany, this is not so difficult. You can buy a small firm, but better and cheaper to open his own firm. You will receive a first temporary residence permit in Germany, then a permanent place of residence.
The adoption of German citizenship is regulated by the Citizenship and Nationality Act (Reichs - und Staatsangehoerigkeitgesetz) on July 22, 1913 (RGBL. IS 583), which was last amended by Law of 18.06.1997, the (BGBL. IS 1430). The law defines the conditions of making citizenship a foreigner (Einbuergerung eines Auslaenders). Enforcement of the law related to the coordination between the federal interior minister and the ministers of the Interior Lands Directive naturalization (Einbuergerungsrichtlinien) on December 15, 1977 (GMBL. 16 S. 1978, ber. S. 27) as amended in accordance with the circular of the Ministry of Interior Affairs of the year (RdSchr. des BMI) on 20.01.1987 (GMBL. S. 58).
In § 3.2.1, this directive, naturalization involves the integration into German society and therefore need to make citizenship a long period of lawful residence in the country, which usually must be at least 10 years. Naturalization is taken under the patronage of German Foreign Refugees in the light of Art. 34 of the Refugee Convention should be facilitated and accelerated (Section 6.4.3 of the Directive).
This takes into account the complexity and the necessary preparation time needed to make a refugee in the German citizenship documents. In accordance with these provisions, the duration of residence in the 7 years contingent of refugees is seen as sufficient, if provided by their full integration into German society.
Obtaining citizenship in Germany, a citizen of the CIS is possible in a shorter period, such as marriage to a citizen / Coy Germany. In this case, a citizen of the CIS receives a residence permit (Aufenthalt) for 1 year with a further extension of up to 3 years, after three years a citizen of the CIS receives permanent resident status (Unbefristet) and can immediately apply for citizenship (Einbuergerung). In the event that during the marriage was born a joint child, deadline for citizenship is reduced to 2 years. Under certain circumstances, the legal possibility of dual citizenship, what helps our company.
Making a marriage with a German / Koi in order to obtain German citizenship benefits significantly as compared to European countries such as Holland, Belgium, France, England. Without going into the finer nuances of the legal matter, we note that, unlike the above-mentioned countries, in Germany there is the so-called polling institute, which allowed the legislation to collect timely information on all the circumstances of family life and documented to transmit this information to the foreign office, which on this basis can deprive citizens of CIS status in the country. Family in Germany enjoys an absolute legal presumption and not a judge in Germany does not dare to take it to the side of a fictive family life - in Germany there is no clear legal criteria for joint management of family life
Consulate General of the Federal Republic of Germany
191123, Furshtatskaya., 39
Taxes - Germany
The tax on the transfer of the ownership of 3.5% - 5%
Brokerage for provisions: 3.57% - 7.14% (if the property value is less than 60,000 euros, 4,000 euros)
* The tax rate and the broker for provisions vary by region.
Tax on property ownership: 0.5% -1.5%
Income from property rental are taxed at the same rate as other income. Progressive and tax is calculated as follows: - the annual income of up to 8004 euro: 0% for residents and 14% for foreign nationals;
- Income from 8005 to 13 469 euro: 14% - 23.97%;
- Income from 13 470 to 52 881 euros: 23.97% - 42%;
- Income from 52,882 to 250,730 euros: 42%;
- Income of more than 250 730 euro: 45%.
If you are buying a home bank financing is involved, during the loan repayment tax burden is significantly reduced. The size of the mortgage in Germany is limited only by the fact that its amount is usually not exceed 60% of property value. The loan rate can be floating or fixed from 3.5% to 5%. Property in Germany is not grounds to obtain a residence permit (permit). However, in some cases, a municipality in Germany may consider an application for a residence permit to an individual that can demonstrate their solvency and financial condition. To do this you must use the services of our qualified specialists in Germany.
Buying a property in Germany. Investment attractiveness.
Profitable investment, the creation or acquisition of business, residence permits and citizenship - the main reason for buying real estate in Germany.
When your goal is generated and you want to get the desired result, it is necessary to resort to the opinion of experts, if the purchaser does not have sufficient understanding of the real estate market in Germany.
Germany is one of the most stable and secure Europe's shit in terms of investment, but it is possible that the buyer may offer and sell a completely unusable object. If the property is intended to pass or have already been leased, the lease contract for a natural person can not be terminated without proper cause. It is therefore necessary to test well, who tenants, and the conditions under which they take shelter.
After consultation with our experts, we begin the selection of the object according to your requirements.
Buying a property in Germany - it is clearly formed by the procedure, the implementation of which takes place in several stages, after the client has chosen the object and decided to purchase it.
A. At the first stage of the buyer and the seller can sign the agreement, which stipulate the sales price. This document has no legal effect and does not require certification by a notary. Such an agreement is at the discretion of the parties and provides a more ethical obligations between the seller and the buyer.
Two. The second step is the choice of a notary and a lawyer if necessary. If the buyer and seller signed an agreement on price, then immediately transferred to a notary to draft the sales contract. This is the main document regulating the conduct of the deal, here is the exact location of the facility, inventory number, possible encumbrance, payment terms, warranties and other obligations of the parties.
At this stage, the parties may also agree on the introduction of prepayment, which is typically 5-10% of the value of the object. The amount vnostitsya by agreement between the buyer and the notary public at a special bank account controlled only by a notary (by arbitration) - the seller has no right to dispose of this in advance, unless specified in the agreement. As part of the deposit transaction can be spent to cover the cost of the notary, registration costs, agency fees, etc. The balance amount is returned to the buyer. If the transaction does not occur through the fault of the buyer (he otkazavaetsya the deal before signing the contract), it is customary to specify the cost of the notary and agent, as well as the return of the residual amount.
Three. When the parties agreed on a draft contract of sale with each other and with the notary, they can sign a contract and notary certifies it. After this, the notary makes a mark in the Land Registry, which does not allow the owner (seller) to dispose of their property (real estate), then the notary notifies the parties that these conditions are satisfied and the contract the buyer may pay the cost of the object. Upon cancellation of the money from the account of the buyer to the seller, the notary receives notification from the bank and produces a change in inventory, which claim ownership of the buyer. We can say that the notary is responsible for the exchange of money for the right property - neither buyer nor the seller can not resist the notary and cadastre. In other words, if the buyer transferred the money, the seller can not meet the re-registration of title to the buyer. All other expenses as agency fees, notary fees, land tax paid by the parties themselves.
4. During the period of 2 months before the buyer receives an extract from the Land Registry, which confirmed his ownership. But in fact the buyer enters into the rights of the owner, after the notarization dogovra and payment for the object if dogovr provides otherwise.
Buying a property in Germany can also be performed by proxy. This process takes less time, does not require a translator and personal presence in Germany. Power of Attorney can be issued in Russian, translated into German and apostilled.
This procedure is very easy buy and developed in Germany, especially when it comes to apartments for rent.
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Greece - information about the country
The geographical position of Greece is unique in itself. The country is on the south-east Europe, which occupies the southern extremity of the Balkan Peninsula. Greece joins the Africa, Asia and Europe, as well as north-western borders with Albania, on the north by the Former Yugoslav Republic of Macedonia to the north-east of Bulgaria and the north-east of Turkey. Greece is washed by four seas - the Aegean, Ionian, Cretan and the Libyan.
The country area is 131,957 square kilometers, about one-fifth of the territory occupied by the island, which has nearly three thousand. The largest island of Crete, most, Kefalonia, Lefkada, Ikaria, Lemnos, Lesvos, Rhodes, Corfu, Thassos, Samotraks, the islands of Northern Sporades, the Cyclades islands.
A very large part of the territory occupied by high mountains (more about the mountain in Greece) and plateaus, the highest point in Greece is Mount Olympus. Under the cover of forest and scrub is approximately 44% of the area. A large number of preserved forest in northern Greece, the Peloponnese, the islands of Zakynthos, Rhodes and Lesbos. The largest valley in Greece are located in Macedonia. The islands are mountainous, but their beauty and historical sites attract many tourists. The coastline of Greece, in view of the islands, is 15,000 kilometers.
The vegetation of Greece is very diverse and varies depending on the height above sea level. From coastal areas to a height of about 460 feet are olive trees, date palm, pomegranate, fig, orange, tobacco, cotton. Evergreen and deciduous forests, such as oak, sumac, black spruce, beech, walnut grows from 120 to 460 m above grow directly coniferous forests and wild flowers such as cyclamen and anemones. Varied and fauna of Greece, whose inhabitants are wild boar, European bear, lynx, jackal, deer, fox, marten, roe. Among the birds you can find the hawk, pelican, pheasant, partridge, nightingale, stork, heron, and a turtledove.
In Greece, the Mediterranean climate. In the valleys of the summer is dry and very hot, and winters are rainy. Frosts in the valleys of rare, however, the tops of mountains covered with snow in winter. The average annual temperature in Athens is about 17 ° C. The coldest month is January, the average temperature is -0,6 ° C, and the hottest July 37 ° C.
The capital of Greece is the city of Athens
The population is about 11265700 people. Of these, the Greeks, about 93% of the population of Greece, the remaining 7% are Russian, Romanians, Poles, Albanians, Turks, Ukrainians, Armenians.
The most common and the official religion in Greece - Orthodox Christianity, to hold about 98% of the citizens of the country. In Greece, also home to Muslims, representatives of Protestant and Roman Catholic churches.
The national currency in Greece is Euro 2002, which replaced the oldest European currency drachma (340.75 drachmas = 1 Euro). Cash currency can be exchanged at banks or exchange offices. For non-cash forms of payment anywhere credit cards are used, the problems with the removal of cash does not arise.
Official language - Greek, which also is the official and Cyprus. It belongs to the Indo-European language group, so close to the Russian language and most of Europe (Greek history, art).
The economy in this country is mixed. Non-productive sector of the country is more than half of the gross national product. The main income is tourism. Greece also gets its share of participation in the EU at a rate of about 4% of GDP.
Greece is a member of the UN, GATT, IMF, WHO, ILO, Council of Europe, NATO and the CFE Treaty, the Organization for Economic Cooperation and Development, the European Union.
The visa regime - GretsiyaDlya entry into Greece must have: a visa, passport, medical insurance, currency (at the rate of $ 50 per person per day). Visas Consular Section at the Greek Embassy in Moscow and St. Petersburg.
The visa can be issued: a travel agency or on your own (at the invitation of a private person, at the invitation of the Greek firms, as well as on the basis of a letter from a hotel in Greece, confirming its place in the book).
An invitation from a private individual must be certified by the police in the community sponsor. If the child is entered in the passport of a parent for his visa charge. The invitation from business partner or a company must state the number of passport guest, date of birth, length of stay in the country and purpose of the trip (negotiations, participation in the exhibition, etc.). A copy of the invitation should be sent by fax to host a party to the Consular Section of the Embassy of Greece.
Types of Schengen visas in Greece:
SCHENGEN VISA stay to 30 days (single or double).
SCHENGEN VISA stay from 31 to 90 days (single or double).
SCHENGEN MULTI VISA Term up to 90 days. Period of validity of up to 6 months.
SCHENGEN GROUP VISA. Single to 30 days (+ 36 rubles. For each tourist group).
SCHENGEN MULTI 1 YEAR VISA. Duration of 1 year regardless of the number of entries. Duration of stay 90 90.
SCHENGEN TRANZIT VISA. Period of validity of up to 3 months. Length of stay 4 days.
NATIONAL VISA. Length of stay of 100 days or more.
NATIONAL MULTI VISA. Duration of 1 year regardless of the number of entries. Length of stay of 100 days or more.
The consular fee for any type of Schengen visa for Greece is 1368 rubles.
Two 3x4 cm photos (color)
Passport valid for at least 3 months prior to the date of the return of tourists from zagranpoezdki
A completed application form
Letter from the employer indicating the position and income (for students - a certificate from an educational institution or a photocopy of student ID, for pensioners - a photocopy of the pension certificate)
Statement from the bank about the currency at the rate of U.S. $ 50 for one day or stay the completed form responsible statements
Medical insurance, executed for the duration of the visa that is valid throughout the SCHENGEN
Photocopy of the passport of a citizen of the Russian Federation
For minors who are traveling with a parent, you must submit a power of attorney from the other parent and notarized photograph of the child
For owners of property in Greece are not necessarily provide a confirmation of hotel booking or invitation. They must document the fact that owning real estate in Greece. The maximum period for which we can issue a visa - it is 90 days in six months or a year.
If they want to stay in Greece for more than three months within six months, then you need to talk about a different procedure. We must show financial resources out of which life is possible in Greece. In addition, you need to have medical insurance for the period of stay in Greece. These are the basic documents for the issuance of certain visas, which allow entry to Greece after the apply for a permit to stay for a longer period of time.
Consulate General of Greece in St. Petersburg
191123, etc. Chernyshevsky, 17
Taxes - Gretsiya1. The tax on the transfer of Greek real estate
Buying a property in Greece is subject to taxation. Tax is calculated on the basis of the sum of the concluded agreement, and is required to be paid by the buyer prior to signing of notarial documents, but receipt of the Greek Ministry of Defense authorization for the purchase of real estate, which is compulsory for citizens of countries outside the EU.
In accordance with Greek tax law, real estate transfer tax is calculated as follows:
- From 7-9% (7% of the value in the range of 15 000 euros and 9% of the value exceeding 15,000 euro (fair value) as well as in areas where there are no public fire departments;
- From 9-11% (if the license is issued for construction until 2005, the value of any object up to 30 000 is taxed at a rate of 9% of the cadastral value of the property and over 30 000 - 11%);
- If the building permit issued after 31/12/2005, then instead of tax on transfer of ownership shall be paid tax of 19% (of land value).
It should be noted that the cadastral (estimated) cost of the project does not exceed 50% of commercial value. Often the commercial value of inventory exceeds by 2-3 times!
Two. Annual real estate taxes in Greece
Local municipal property tax - council tax, of approximately 0,001 - 0.1% of the estimated (land) value of the property. This tax is included in electricity bills. Now consider the possibility of cancellation of this type of tax.
Annual property tax - a tax that is payable by both private and legal persons there who own property in Greece, regardless of their nationality, residence or registration. Real estate, cadastral value does not exceed 243,600 euros is not taxed, it applies to both private and legal entities. For married couples the amount is not taxable, up to 2 times - up to 487,200 euros. In addition, the boundary value rises to a value of 61,650 euros for each of the first two children and an additional 73,400 euros for each of the next.
Three. The tax on capital gains
Property - bought, gift, etc. - from 01.01.2006 is subject to taxation on capital gains. The tax is payable in full prior to the transfer of property rights and is calculated as a percentage of the difference between the cost of buying a property and its fair market value. The tax rate on capital gains is inversely proportional to time spent in the owner's property rights in the transferred property, therefore, the lower the duration of holding period, the higher the tax rate:
less than 5 years - 20%
5 to 15 years - 10%
15 to 25 years - 5%
more than 25 years - 0%
4. The tax on the sale of Greek property
Transfer of ownership of property is taxed at a rate of 1% of sales. The costs borne by the buyer. The exception is land acquired prior to 01.01.2006.
Buying real estate - Greece
Opportunity to buy property in Greece has any foreigner. But in order for your purchase bring you only joy and a place for a relaxing vacation, you need to know some of the legal rules governing the process of buying and selling real estate.
The following are main points by doing that, you will protect yourself from all the pitfalls and enjoy your purchase:
Our company will provide you with the Russian-speaking lawyer who will check all the required documents, the legal purity of the object will hold all the necessary paperwork. The presence of a lawyer is obligatory at the conclusion of the transaction, if the amount required in the contract exceeds 29 200 euros (areas of Athens and Piraeus) and 11 800 euros (the rest of Greece);
must register with the tax authorities of Greece and get a registration number (TIN);
before signing the final contract the buyer must pay tax on the purchase of real estate. Tax is calculated from the cadastral value of real estate;
contract of sale and instruments of transfer of property rights must be signed and certified by a notary public;
ownership passes to you only after the final contract of sale is registered in the Register of Real Estate and Land Registry.
In order to purchase real estate in border areas of Greece, the citizens of countries outside the EU need a special permit from the Ministry of Defense of Greece.
It is also necessary to know some restrictions on the acquisition and use of property in certain areas, such as forests, nature reserves and archaeological sites.
|information about the country
Population: 74.4 million people.
The official language in Egypt - Arabic. Also used: English, German, French.
The Egyptian pound. 1 pound (LE) = 100 piastres (PT). Bank notes are issued in denominations of 10, 20, 50 and 100 pounds. Banknotes piastres: 50, 25; coins: 20, 10 and 5 piastres. Exchange rates can be made in the bank at the hotel (usually time - not
Description of the country
Arab Republic of Egypt, situated on the territory of 1001 thousand square meters. km
The country is located on 2 continents: Africa and Asia. In the African part of the Nile, the longest river of the globe, and the country's capital - Cairo, with a population of 16 million people. The Asian part of Egypt - Sinai Peninsula, separated from the African continent, the Suez Canal.
Most of Egypt is a hot, arid climate. The cool winter season here lasts from November to April and the summer - from May to October. The average January temperature of 11-12 ° C in the north to 15-16 ° C in the south, in July, respectively, 25-26 ° C and 30-34 ° C. Most high temperature on the shores of the sea breeze softens. From March to June, the dry hot wind is blowing "khamsin," which carries sand storms from the Sahara to the south of the country. Rainfall in Egypt are extremely rare. Peak tourist season is in May-June and September-October.
The main religion in Egypt - Islam.
Lags behind from Moscow at 1:00. In October, clocks are one hour ahead in May, one hour ago.
Peculiarities of customs control in Egypt
Audio, video and television equipment must be declared.
The import: videos, movies, books, which are contrary to Islamic morality, and can also cause damage to national security and public order.
Removal of the Egyptian national currency is prohibited. When leaving the country can change Egyptian pounds to dollars by presenting the exchange receipts. When importing and exporting large amounts of currency to be filled in the customs at the airport currency declaration. Be declared camcorders, jewelry, electronic equipment. Visitors over the age of 20 years can bring with them up to 1 liter of spirits and 2 liters of beer, over 15 years - 200 cigarettes or 50 cigars. The export of antiquities from Egypt, corals and other marine flora and fauna (even picked up on the shore). In case of violation of this prohibition you will be fined $ 1,000. For the importation of drugs into Egypt stipulates severe punishment.
Divers and submariners is strictly forbidden to carry knives. Corals are considered national wealth, they are not allowed to take out of the water and somehow hurt. If the customs inspection you will find coral, it will lead to most disastrous consequences: a fine of one thousand dollars and possibly even detention at the police station.
Mode of stay
Russian citizens are invited to Egypt for a visa at the airport.
Permits for movement in the country is not required, except in border areas with Libya, Sudan, the demarcation line with Israel and the southern Red Sea.
Validity of passport should be at least 3 months. Visa for tourists for up to one month issued upon arrival at the airport, there is taken the visa fee. Visa-free transit is prohibited. Children under 12 years listed in the parent's passport, a separate visa is issued, they fit into the visa parents. For Russian citizens of restrictions on movement across the country do not.
In the summer lunch break from 14.00 to 16.00. Day off - Friday. Highly developed in Egypt, a network of duty free shops DUTY FREE. Shopping at these stores are made in the presence of a passport. Alcoholic beverages can only be purchased in these stores, the purchase is accompanied by the obligatory note in passport buyer. During his stay in the country, tourists can buy 3 liters of spirits or 2 liters of spirits and one pack of beer. In June 1999 the Egyptian government issued a decree by which the purchase in duty free shops, tourists can make during the day from the date of entry. In the resort area, most shops and souvenir shops have fixed prices - after bargaining the price can be reduced by 2-3 times.
Remember, for taking alcohol into the territory of the hotel or disco will have to pay a fine (100 pounds). Egyptian cuisine dishes are different spicy taste and is usually prepared using a large number of different spices and sauces. If you are not listed in the menu price, is to agree in advance on the cost of lunch, you can bargain, can not hurt.
Museums close early (in the winter - 16 in the summer - in 17 hours). When planning an independent trip to the museum, so keep that in mind. Taking photographs in museums are allowed, but no flash, and an additional charge. You can take pictures and video again for an additional fee.
The system extends to tip waiters in bars and restaurants, maids and porters at hotels, taxi drivers and tour guides, and 5-10% of the price. Payment of tipping is not mandatory, but if the client was satisfied with the service, a tip - a sign of good taste.
Power supply: 220 V
Useful phone numbers
Hurghada (area code 065): 446-765 3 Tourist Police, Police Department, three 446-359, three 446-740 Hospital, Airport 3 442-831;
Sharm el Sheikh (area code 069): Tourist Police 600-675 3; Police Department 3 660-306, Ambulance 3 600-554, 661-011 3 Hospital, Airport 3 601-140.
Holidays and weekends
January 1st, February 21-23, April 25, 12, 16, 17-19 May, 1, June 18, August 9, Oct. 23, Dec. 23.
Day off - Friday.
The visa regime - Egypt
All visas are issued on the spot in Egypt.
The usual tourist visa:
issued at the airport of arrival. It is worth $ 15. Gives the right to stay in Egypt for up to 1 month.
This tourist visa can be renewed for a further one month, that is in the country they may be up to 2 months.
But even if the tourist has delayed a tourist visa and flew, for example, on day 50, and before that it is not extended, then the penalty is paid on the border of 105 pounds (about $ 18).
On subsequent visits to the country it does not affect.
When buying real estate a tourist visa for property owners (whose name is specified in the contract of sale) and his family initially extend for 6 months (based on the sales contract).
Then, after the registration of the contract of sale of real estate owners in the Court may open the resident visa for 1-5 years (depending on the value of the purchased property).
All visas can be renewed without leaving the country in the passport control at the place of residence.
Travel and residence visa does not give the right to engage in commercial activities in Egypt.
Egyptian rule on the adoption of citizenship based on the Law number 17 of June 22, 1958.
Egyptian nationality shall be granted:
- At birth;
- By origin;
- By naturalization.
Citizenship by birth
The mere fact of birth in Egypt does not give citizenship automatically only under the following condition: if a child is born in Egypt, out of wedlock to a mother with Egyptian nationality and the nationality of the father is unknown.
Citizenship by descent
The child, whose father is a citizen of Egypt receives Egyptian citizenship automatically, regardless of what country he was born.
For citizenship by naturalization
Uniform requirements for citizenship through naturalization there. For different categories of people has its own requirements. Obtain citizenship by naturalization may be following a group of citizens: those born in Egypt, those who had an Egyptian father, belonging to national minorities, whose language is Arabic or whose religion is Islam. The man, who was born in Egypt and has lived most of his life there, get citizenship after the age of majority. However, it must be issued an executive order from the authorities.
The women married to Egyptians are Egyptian nationality as follows: after the application to the Ministry of Internal Affairs must pass two years in a marriage before it is granted citizenship.
All other categories of people applying for citizenship of Egypt, must have lived in Egypt 10 years, resident status (ie, having a resident visa), and a corresponding order from the authorities.
Egyptian legislation does not allow dual citizenship
Import of foreign currency in cash to Egypt without a declaration is allowed up to $ 10,000 per person, but when exported from Russia in cash amount over $ 3,000 must have a bank declaration on the export of currency.
Personal items can be imported into Egypt and out of the country without customs declaration.
Be declared camcorder (cameras and accessories in the declaration are not required. Taken out of Egypt permitted goods worth up to 200 Egyptian pounds. Visitors over the age of 20 years can bring with them up to 1 liter of spirits and 2 liters of beer, over 15 years - 200 cigarettes or 50 cigars. export of antiquities from Egypt's banned.
For the removal of corals for obnoruzhenii this fact will pay a large fine.
If you have a camcorder, you should notify the Customs Service, and then produce a video camera at the exit. In the event of loss or theft immediately to the police.
In case of lost luggage should contact the Bureau of Lost and Found, which are available at all airports in Egypt. You will need to fill out a form, a statement about the loss. Do not forget your receipt.
Egyptian Embassy in Moscow:
Moscow, 119034, Kropotkin lane. 12
Phone: (+7 095) 246-0234,
Fax: (+7 095) 246-1064
The Russian Embassy in Egypt:
Cairo, Dokki, Giza Ulitsa, 95, Egypt
Phone: (8-10-202) 348-9353, 348-9354, 348-9356, 348-9744
Fax: (8-10-202) 360-9074
Address of the Consular Section in Cairo
Cairo, Dokki, Giza str., 95, Egypt
Phone: (8-10-202) 761-4511 761-4512
Address of the Consulate General in Alexandria:
Cairo, Dokki, Giza str., 95, Egypt
Phone: (8-10-202) 761-4511 761-4512
Taxes - Egypt
Annual tax on residential real estate in Egypt, no.
Buying real estate - Egypt
Buy property in Egypt may be any natural or legal person. In order to buy property in Egypt, a foreign buyer requires a single document - his passport.
Types of real estate, which allowed foreigners to buy:
- The house on the land;
- A piece of land;
- Property Shop.
You have the right to register the ownership of two residential properties, each object must not exceed an area of 4 thousand square meters. m
You have the right to create a company with its own capital and to buy land and real estate in Egypt, to business.
Stages of the purchase
Depending on the seller, you can either immediately pay the full cost of the property, or make a deposit of 10-50% of its total value. Since then, the buyer secured the exclusive right to acquire the object, and he is removed from sale. At the time of making the remainder of the amount in the presence of counsel between the seller (owner of the property) and the buyer sign a contract of sale. The agreement signed by both parties, registered in the state notary's office, after which comes into force.
To obtain a certificate of title to real estate in Egypt, the buyer is registered in the municipal court of the contract, such as the city of Hurghada. Paperwork takes about two to three months. All this time, the buyer does not need to be in Egypt.
Once the property is registered in the name of the buyer, he has the right to sell it or pass by inheritance. On the subsequent sale of the property, the Egyptian law allows the display abroad for the full amount of all the proceeds from the sale of real estate.
For owners of property worth 300 thousand Egyptian pounds ($ 50 thousand), according to the law of Egypt issued residence visa (permanent visa). Normal visa is issued for a period of six months and then extended for one year, then for five years.
However, if you purchase a low-budget object, but make out to him green-contract, then you can request a so-called one-year visa, with the possibility of annual renewal of its (ie visa is granted for a period up to one year, then another year and another year, etc. , provided that you still are the owner of the apartment).
Green contract - a document issued to the owner of the property (or more owners), confirming that the property is registered with government authorities in the name of the owner. Hence, the state guarantees the integrity of your property.
The costs when purchasing
The cost of a lawyer under a contract for legal services is 1,000 Egyptian pounds (about $ 175). But the prices for services of a qualified lawyer vary by city.
One-time tax on registration of property rights - not more than 3% of the value of the object.
In Egypt, a mortgage to buy property can receive only a resident of this country. That is, a foreigner can not get credit until you will issue a residence visa (it can only be obtained after the purchase of real estate from 300 thousand Egyptian pounds ($ 50 thousand), starting a business or marriage). But the foreigner can buy property in installments.
Besides, now in Egypt there are more promising projects, where you can buy an apartment in the loan to two or three years. The undoubted advantage in the case of a home purchase in such a project is a convenient way to pay: the first installment, amounting to 25% of the total value of the property and interest-free installments for up to two years.
Each project has its own scheme to make advance payments, for example, pay the remaining amount is divided into equal shares and paid quarterly. Some developers offer the following scheme: 10% - advance payment, within the next month is paid additionally to 40% of the total project cost and the remaining 60% shall be paid at the time of actual completion of construction.
Expenditure on the property
Annual contributions to the pools, landscaping, playgrounds, sidewalks or other facilities on average:
- $ 200-400 per year (not at home at the beach)
- $ 800-1000 per year (at home on the beach with its own beach)
The cost of public utilities in Egypt is much lower than in other countries. Although the size of each individual account may vary, as a rule, the cost ranges from 5 to $ 20 per month. They include payments for water, sewer, electricity, garbage collection. Water and electricity are very cheap in Egypt:
- Electricity - 0.05 $ / kW
- Water - 0.1 - 0.5 $ / m3, depending on the area
- Gas - imported, 10 liter tank of about $ 1.7 (flow rate of 1 to 4 months.)
- For garbage collection (monthly, about 20 - 30 lbs)
- Phone-connection fee of about $ 125 (per minute charge, different rates for calls to mobile phone, landline phone and internet use)
|Czech Republic - Information about the country
Area: 78.9 km2
Capital city: Prague
Time: Moscow -2 hours
Czech Republic - a country in Central Europe. It shares borders with Poland, Germany, Austria and Slovakia. In the landscape of the country is dominated by hills and low mountains - Bohemian massif, surrounded by mountain ranges Šumava, Bohemian Forest, the Giant Mountains and Bohemian-Moravian Highlands. The largest river - the Vltava 440 km.
Democratic Republic. The head of state - the president. Legislative - bicameral parliament (Senate and Chamber of Deputies).
Airports: Prague, Pardubice
Moderate, the transition from maritime to continental. The warm summers and cool wet winters. Annual precipitation is 500-700 mm. a year. Spring and autumn are warm. May, June and September - the best months to visit the country. To visit the ski resorts in the country best suited January-February.
Official language - Czech. Distributed German, English, French and Russian.
Catholics (39%), Protestant (5%), Orthodox (3%), atheists and others.
International name: CZK. The Czech koruna is 100 Geller. In circulation are banknotes of 20, 50, 100, 200, 500, 1,000 and 5,000 euros, and coins of 1, 2, 5, 10, 20 crowns and 50, 20 and 10 heller. Allowed to import goods worth not more than 3000 euros.
Do I need a visa to enter - yes
Duty-free import of 200 cigarettes or 50 cigars or 250g of smoking tobacco, 1 liter of spirits or 2 liters of wine. Import and export of foreign and local currency is unlimited. Currency declared.
Mains voltage - 220V
In restaurants, tipping is not greater than 10% of the total order value. So much - the taxi driver and guide.
There is an opportunity for a VAT refund of 25% on most consumer goods (services, petrol and food products - 5%).
It is possible to obtain a discount on goods purchased in the amount of VAT (22%) if they buy from one seller in a single day in the amount of 2,5 thousand crowns. Purchased goods visitor must personally take over the border the Czech Republic, no later than 60 days from the date of purchase, will receive a confirmation stamp on the document attached to the commodity check. The right to VAT refund is valid for 3 months from the end of the calendar month in which the purchase was made. Number of goods shall not exceed the personal needs, and the goods must be intended solely for personal consumption. VAT refund is not made for food products, alcoholic beverages and tobacco, petrol, etc.
Tourists are brought from the Czech Republic: alcoholic beverages, beer and beer glasses, famous liqueur "Becherovka" and "Slivovice" Absinthe, Czech waffles with various toppings, Bohemian glass (vases, glasses, lamps), jewelry of silver and garnet. The most unusual souvenirs from Karlovy Vary - salt rose. She dipped into the source, and soaked in salt, it turns to stone. You can also buy jars with fragrant bath salts.
Shopping is best done in the stores and keep a receipt before passing customs control.
Grocery stores are open from 6 am. Supermarkets are open from 9 to 18 hours on weekdays and on Saturday until 13 pm Banks are open weekdays from 9 to 14-18 hours. Exchange offices are open to 18-20 hours, some work around the clock.
Museums and historic sites are closed to visitors on Monday and the day following the holiday season. Most will close at 18 pm, ticket sales stop one hour before closing. The Jewish Museum in Prague did not work on Saturdays and Jewish holidays.
National characteristics, traditions
In the Czech Republic from January 1, 2006 prohibits smoking at bus stops, as well as in public places unless they are equipped with isolated areas for smokers. Violators of the ban face fines of 1,000 kroner ($ 41.90).
Country Code: 420
Police - 156
Ambulance - 155
Fire brigade - 150
The visa regime - ChehiyaDlya to enter the country, they need a visa. Currently, there are the following types of visas:
up to 30 days (tourist);
up to 90 days;
up to a year (business visa). An analogue of a residence permit.
From February 2009. owner of the residence permit has the right to permanent residence after five years of ownership residence permit.
Visa for up to 90 days is very inconvenient: the procedure for obtaining virtually the same as for a one year visa, but the continuation associated with certain difficulties. The business visa is issued to Russian citizens, who are the founders of Czech companies, and if someone from the family already has such a visa. For the first receipt of business visas must be submitted to the Embassy of the Czech Republic in the Russian registration documents of the Czech company. In the future, enterprise Visa be extended to the police in the Czech Republic. The process of extending the business visa is very easy and takes only a few days. Extended the visa / residence permit / posleduschego to 2 years.
You can do business and not having a business visa. Some Russian entrepreneurs in the Czech Republic will organize a company, hire representatives and once a year come to the Czech Republic in the usual tourist visa. However, if an investor wants to directly run the company, the availability of business visa is necessary. Only on the basis of this visa can be a businessman as executive director of the firm, not just the founder.
Anyone who has received a residence permit in the Czech Republic may travel to other countries directly from this country - the visa placed in Prague in the respective consulates in the Russian passport. From February this year, the owners can get permanent residency so-called "residence of the EU", ie the right to three months in any European country without a visa.
To obtain a visa you should apply to the Czech consulate outside the Czech Republic (as a rule, in their country of residence) the following documents:
a completed application form;
extract from the trade register of the existence of your company (or other document evidencing the presence of an asylum visa reasons to be in the Czech Republic, for example, for a student visa - confirmation of this institution, the wife of an entrepreneur - a marriage certificate, etc.);
an excerpt from the personal account of the Czech bank, proving the presence of a fixed amount of money to stay in the Czech Republic. To do this you need to open a Czech bank personal account and add to it the required amount (50 living wages for themselves and half that amount for each child under 18 years) - this is currently 145 thousand kroons (about 6600 dollars) per adult. Extract from the bank can in principle be replaced by the presentation of the Consulate of cash or international payment cards;
certificate of good conduct in Chechnya This certificate is issued in the register of criminal convictions in Prague, to receive it must present a passport and a copy of the officially translated into Czech birth certificate.);
certificate of good conduct in the country of permanent residence (officially translated into Czech)
official confirmation of address of residence in the CR (a lease or certificate of title to real property). Typically, the client waits until the end of the real estate transaction to be registered at the purchased object. If the documents to the consulate must be submitted before the end of the transaction recorded in the inventory, the company provides customer residence for the first year.
2 color photos.
All submitted documents to the Consulate (except passports and birth certificates) have a shelf life of 180 days from the date of issuance.
Some of the documents the client will take away with them from the first visit to the Czech Republic (certificate of good conduct in Chechnya, a confirmation of the presence of money in the account), some will prepare myself (primarily, a certificate of good conduct in the country of origin), other (an extract from the Commercial Court, an extract from the inventory, lease), our company will send by express mail.
Czech police for foreigners decide to provide a client with an annual multivisa within 3-4 months. After that, a foreigner can come at any time in the Czech Republic at any time before the expiry of the visa.
To extend the visa, you must collect all of the same documents (except for criminal records in the country of origin) in the latest version and apply them to the foreign police in the community ("registration") in the Czech Republic, no earlier than 90 days and no later than 15 days before the visa expires. If required, our company will provide customer assistance in this.
It must be borne in mind that currently the police may consider extending the visas of up to 2 months. Because you do not have to immediately give your passport, you can at this time, in principle, from the Czech Republic to leave, but you will need to calculate the time since your return for a new visa to the old visa in your passport has acted. Therefore, we recommend not to delay the extension of the last minute.
The first visa is issued for the year after - extended for 2 years. An alien actually living in the Czech Republic may request a permanent residence permit after 5 years, an alien who has spent most of his time outside the Czech Republic - in 10 years.
Consulate General of the Czech Republic
191015, Tverskaya Street., 5
Taxes - Czech Republic
Czech foreign-owned property should bear in mind two main groups of taxes: the actual real estate taxes and the taxes the company that owns the property.
The taxes are actually real estate property tax and sales tax on real estate. The taxes of the firm is primarily a tax on profits.
Property tax must be paid before 31 May. Report on real estate tax is applied to 31 January (for the previous calendar year). Tax is calculated on the square meters of different types of built-up area of above-ground (residential, non-residential, etc.) and land (yard, garden, meadow, etc.). For example, for residential basic rate of tax is:
- In residential (apartment) at home - a crown / m
- In private homes and cottages - three crowns / m
- In a detached garage - 4 crown / m
- In industrial plants - 5 euros / sqm.
In the case of flat base rate is multiplied by 1.2 (because the tax is levied on built-up area (ie, including the walls), while the apartment is ground floor).
For land tax rate, for example:
- In built-up areas and courtyards - 0.1 crowns / m
- At construction sites - a crown / m
The base rate per square meter (as in buildings and land) is multiplied by a local factor, which is 0.3 in settlements with a population of 300 people, increasing the size of the settlement and reaches up to 3.5 in cities with populations over 500 thousand people, as well as in the resort of Frantiskovy Lazne, Luhacovice, Marianske Lazne and Podebrady. In Prague, the coefficient is 4.5.
For example, privately owned apartment in Prague, 100 sq.m. some cost in terms of property tax: 100 * 1.2 (flat rate) * 4.5 (multiplying factor) = 540 euros per year (about $ 25), and a country house with a built-up area of 150 square meters and with a plot 1000 sq.m. assumes a tax rate of (150 * 3 (structure) + 300 * 0.1 (built-up area and courtyard) 700 * 1 (green area)) * 1 (coefficient for village residents 600-1000) = 1180 euros per year (approximately $ 50).
In co-operative apartments real estate tax is not paid (after all, a member of the cooperative property, de jure does not own).
Owning real estate firm also reports once a year (until March 31 for the previous calendar year) before tax authorities based on the results of its business and pay income tax. Profit is calculated as the difference between all income and expenses allowed and taxed at a flat rate (24%). In the legal expenses include amortization of property and partial, and the costs of its operation. The company is not obliged to make a profit and may be "in the red." At the same time do not have the income is not very good. Therefore, owning a real estate company typically enters into "a lease" of their property (for example, with individuals, the founders of the firm) and, thus, shows some profits, which are then balanced on the Reconstruction of expenditure, depreciation, utilities, etc.
Revenue from the sale of real estate is not included in the taxable base of income tax, if between the purchase and subsequent sale of property held more than 5 years.
If the turnover exceeds 750 thousand euros in the quarter, it must register as VAT reporting, at least quarterly. At a lower turnover may be a VAT payer voluntarily and receive back (or vice versa to pay extra), the difference between the input VAT (when purchasing goods and services) and output (in the delivery of its services and sell their own products). The VAT rate - 19% on some goods and services (such as printed materials, food) operates a reduced 5% VAT rate.
How to buy real estate in the Czech Republic
Our company offers the following services for buying real estate in the Czech Republic:
Property search, according to your wishes (District Bohemia, property type, number of bedrooms, budget); In Russia, we communicate with you by e-mail and by phone, watch and discuss the objects. And cook 10-15 of listings to browse.
organization of view selected objects in the Czech Republic;
counseling clients on marketing and legal issues in Russian;
Preliminary negotiations between the buyer and the owner of the property;
legal support of transactions and verification of "clean deal";
registration with the tax authorities.
Step 1 - You decide to buy real estate in the Czech Republic.
On May 1, 2009 it became possible to acquire and register property (other than forest and agricultural land) to the individual citizens of this stran.Pri, obtaining residence permit in the Czech Republic remained unchanged, ie based on the foundation's registered legal entity.
Step 2 - Select the way how you convenient and profitable to buy real estate in the Czech Republic.
At this point you can choose from the following:
Buy real estate in the Czech Republic after the residence permit. You have the right to obtain residence permit in the Czech Republic in the presence of the firm in which you are the founder or cofounder. Therefore, first of all you need to register a company in the Czech Republic in order to lawfully issue the residence permit for themselves and their loved ones. After receiving the residence permit you can already come to the Czech Republic to see the options and purchase of real estate.
Buy real estate in the Czech Republic prior to the registration of the company and get residence permits. To do this, you should just get a tourist visa and come to the Czech Republic for the selection and purchase of real estate. The advantages of this option: to preserve cash, which you do not pay for the opening of the firm and over time. But in order to get a residence permit in the future (if you get such a desire), you will not have any difficulties or just need to register a company and become its founder or cofounder.
Having bought the property in the Czech Republic, executed at the individual should be aware that this property can be purchased separately taken, not only individual but also to spouses, as well as a group of people, unrelated family ties. The shares of different people bought their property are prescribed in the contract of sale and in the discharge registry of real estate (Real Estate Cadastre).
Step 3 - Conclude a Treaty on the reservation.
Just buying a property in the Czech Republic begins with the conclusion of the reservation of the property. The agreement spells out the reservation all the conditions of the future sale of real estate: the object of sale, price, payment terms, the term of the contract of sale or, in the case of mortgages, and (or) the equity in the building - contract letter of intent (agreement on the future of the purchase contract sales). The amount of the reservation, in practice, approximately 50 000 - 150 000 CZK (2000 - 6000 euros) and depends on the willingness of the seller and the value of the property.
After the conclusion of the reservation all subsequent work on the treaty of intent, a contract of sale may be made by our agent on the basis of signed authorization by you to perform specific actions on buying real estate (in case of need - a mortgage).
Step 4 - At the appointed time of reservation contract is signed the contract of sale of real estate, drawn up round-trip transfer of real property, the project is to record changes in ownership of real estate filed in the cadastre of real estate transferred to the remaining amount for buying property, and there is a registration of a new property owner in the utilities and the housing office. Conditions of transfer of ownership of property in the Czech Republic recorded in the sales contract.
Having bought the property in the Czech Republic, a change of ownership depends on the form of payment for the property:
A. The buyer transfers money they purchased property on account of a notary, lawyer, bank or real estate agent, who act as guarantors of the deal.
Two. Transfer money directly to the account of the seller. There are two possibilities:
transferred money to the seller on or before the date of the contract of sale.
transferred money to the seller after the real estate records in the Registry on the changes owners.
|Turkey - Country information
Population: 75 059 thousand people, mostly Turks, Kurds, about 12 million, 1 million Arabs.
Currency: Turkish Lira
Description of the country
The Turkish Republic covers an area of 780,576 square meters. miles. In the north, bordering the Black Sea in the south - the Mediterranean in the west - the Aegean and Marmara. In Europe, Turkey has borders with Bulgaria, a small extension to the north, Greece to the west, Georgia and Armenia in the Caucasus, Iran and Iraq in the east and Syria between the Tigris and Euphrates. Geographically, the Turkish Mediterranean coast clearly divided into two large region. West Coast to Marmarisa with numerous bays and peninsulas belong to the Aegean Sea. South Coast starts from Antalya. "Turkish Riviera" - so called because this area of long sandy beaches. For beaches stretches of fertile plain, ancient Pamphylia. From the east it adjoins ancient Cilicia, represented on the interval between Alanya and Anamur mountain landscape, where the Taurus Mountains rise up from the sea. On the Turkish coast can meet all kinds of beaches, ranging from the vast sandy beaches, rocky coves to small.
Subtropical Mediterranean - hot summers (temperatures lasts from 23 C to +33 C) and warm winter (from +13 C to +15 C).
The majority of the population - are Sunni Muslims. Most religious people and many spheres of social life are permeated by Islam.
Holidays and days off
1 January (New Year), April 23 (Independence Day and Children's Day), May 1, May 19 (Memorial Day Ataturk), 30 August (Victory Day), October 29 (Republic Day), religious holidays.
Bus - the most popular means of communication within Turkey. The average ticket price in the city - 0.5 U.S. dollar. Taxi - the average cost per 1 km - 1.5 U.S. $ (payable to the taximeter). At night time (GECE) - from 24.00 to 6.00 is a double fare. A shuttle bus - working from 6.00 am to 24.00 fixed-price fares. In smaller towns, traffic comes to an end at about 20.00.
The visa regime - Turkey
Visa for citizens of Russia, Ukraine and Belarus is made at the arrival airport. You must have a foreign passport, which expires no earlier than 3 months from the date of completion of travel.
Upon arrival at the airport in Turkey to get a visa stamp for $ 20, which entitles you to enter the country for 2 months.
Re-entry into the country one can make, if the period expires on a trip before the visa expires. Otherwise, you must purchase a new stamp.
Prior to the acquisition of property rights of potential buyers do not differ from the rights of tourists at the entrance to buy a special stamp (visa), costing $ 20, which gives the right to stay in Turkey for up to 2 months.
To extend the visa, you can use the following methods:
1.Do not leaving the country, apply to the foreign department of the local police to extend the visa for another 3 months - applies to all property owners and first-degree relatives (the cost of registration - $ 125 per person.)
2.After receipt of TAPU should contact the Turkish Embassy in Russia, where the permit is issued based on TAPU for a residence permit in Turkey for a period of 1-2-5 years. The residence permit is issued in the same foreign department of the local police, the cost of registration -260-280 tvro / person per year.
Embassy of Turkey, Republic of
Moscow, 119121, Rostov 7th per., 12
Tel. +7 (495) 956-55-95
Taxes - Property TurtsiyaSoderzhanie sleduyushie includes taxes and fees:
A. Annual property taxes - calculated on the basis of
minimum value of land and buildings in the region m
Waterfront, the absolute value does not exceed 50
Euro / year for the apartments, no more than 100 euros / year for villas and penthouses (can be paid in two installments - in May and November).
Two. The tax on waste, whose value is determined by the location and size of property - 30-90 euros / year.
Three. Annual contributions to the pools, sports grounds, saunas and other amenities, if any, in the complex - an average of 200-500 euros / year.
Buying Real Estate - Turkey
07.01.2006g. was finally passed a law on buying property in Turkey by foreign nationals, according to which the right to acquire Turkish real estate are citizens of most countries in Europe and the former USSR: Russia, Ukraine, Azerbaijan, Georgia, Kazakhstan, Kyrgyzstan, Moldova, Uzbekistan, Tajikistan, Estonia, Latvia and Lithuania. Under the new law, foreign citizens are allowed to acquire any buildings (apartments, villas, commercial buildings) located within the administrative units, as well as the land area of not more than 2.5 hectares. Making real estate as possible to individuals and legal entities.
On 01.06.2006 we introduce an additional condition of real estate for the citizens of Russia, Ukraine and other former USSR countries - the need for a residence permit (permit) for a period of 6 months for those customers whose names are written on the certificate of title (Tapu .)
To perform this operation requires the following:
personal presence of customers (whose names will be has been on the TAPU) for filing documents and obtaining residence permits
valid for at least the next 6 months passport, 5 photos, bank card, proving the presence of a Turkish bank account (account holders should be those citizens, whose names will be listed in the Tapu) and the presence of the sum in the bank, equivalent to 1200 U.S. dollars for each buyer an amount of 180-200 euros (depending on the course), component of the cost of a residence permit for 6 months.
Thus, the process of purchasing property in Turkey can be summarized as follows:
A. The choice of real estate.
Two. The conclusion of the contract.
Three. Payment of the deposit by the Buyer.
4. Oforlmenie residence permit valid for 6 months on the future of the property owner.
Five. Obtaining permission for the Buyer as a foreign citizen
to purchase property in Turkey.
6. The transfer of ownership certificate (Tapu) and the Buyer
payment of the remaining value of the property.
7. Transfer of key settlement.
The contract for the purchase of real estate shall include:
A. Names and addresses of the Purchaser, the Developer / Seller Agency.
Two. The contract (purchase) price of real estate.
Three. The value of the deposit and payment schedule of the remaining amount.
4. Dates of registration of the transaction and the condition of registration Tapu.
Five. Additional terms of the transaction (Services Developer / Seller, date of commissioning).
When paying a deposit buyer must provide a copy of a valid passport and, if neobhozhimosti open a Turkish bank (with the assistance of our partners). Copies of passports should be prepared by all parties in the transaction, the names of which will be issued Tapu.
According to Turkish law, Tapu is the only document proving ownership of a particular property. In the management of Land Registry, which stores and issued Tapu, you can get full information about real estate oekte - who belonged to the object prior to the new transaction, whether debt or lawsuits, etc. In Tapu indicates the type and address of the property, the acquisition date (the date of registration of a new TAPU), the share of mutual ownership of the land where the property is located, as well as the value of the object (this amount is used to calculate annual property tax and is paid by the state in the event of Stakhovo case).
The cost generally, may differ from the actual purchase price several times, which compares favorably with the payment of tax, but reduces the payments
State insurance. This practice is adopted and the state is not a procedure of concealing the taxable value. At the time of receipt of TAPU buyer pays the remaining cost (or executes payments in accordance with the schedule), and enters into the rights of ownership.
Obtaining permission for foreigners to purchase property in Turkey in accordance with the provisions of the newly adopted law the procedure for obtaining permission to take an average 3-5 months from the date of the request. For Russian citizens request will be made in two instances - the War Department in Antalya and the main cadastral administration in Ankara, a request which is sent only after receiving a residence permit for six months. Making Tapu can be made only after obtaining the permits.
The cost of registration is paid by the buyer, on average
500-1000 euros for an apartment, 1000-1500 euros for a house or villa.
These amounts include the following:
A. The cost of permits for foreign citizens (50-100 euros)
Two. The cost of a residence permit for 6 months - up to 200 euros
Three. Sales taxes (1.5%) and acquisition (1.5%), are counting on the value specified in the Tapu, usually paid by the buyer, so when you make a Tapu,
4. Buyer pays 3% of the value of the property specified in the Tapu (300-1000 euros)
Five. Inventory charges when you make a TAPU (30-100 euros)
6. Interpreter (50-60 euros)
Making water meters and electricity: after making sure Tapu, although this procedure can be performed within a few months after the Tapu. When purchasing a new building for the registration of water meters and electricity have to pay so-called residence permit in a particular apartment / house in kontretnogo owner Tapu (the cost of the instrument is 500-800 euros, the payment - a one-time and one-time). Upon receipt of this document may dial design books on electricity and water to the
one or a few owners Tapu (80 euro -
electricity, 80 euros - water). When you buy an object in the secondary market, usually a residence permit has been issued the previous owners, then the cost would be only the cost of new phone numbers for electricity and water.
Expenditure on the property
Utility bills are:
A. Electricity - an average of 0.15 euros / kWh, including taxes
Two. Water - 0.6 euros / tonne, including taxes
Three. Gas - mostly imported - 12L tank - 25 euros, sometimes in a modern complex equipped with a centralized gas supply
and gas central heating, use of which is paid by the meter.
Turkey currently offers mortgages to foreign nationals as well as Turks living outside Turkey.
Foreign nationals resident or considering buying a second home in Turkey, or simply wanting to invest in property in Turkey can benefit from a wide range of products lending, as well as competitive interest rates of credit in the Turkish lira, euros, U.S. dollars, British pounds and Swiss francs.
Even if the mortgages are a relatively new phenomenon in Turkey, customers can benefit from this service at a fixed or variable rate mortgage loans based on different needs and preferences.
Required documents to apply for a mortgage in Turkey:
• an individual tax identification number obtained in Turkey.
• A report on the evaluation of the property
• Completed application form for non-residents
• photocopy of passport
• write to the credit bureau of the country of the applicant
• the applicant's residence
• bank account, the last three months of the current
Mortgage lending in Turkey is widely available and the conditions are similar to European ones.
Taxes - Israel
The citizens of Israel or another country, purchasing property in Israel, have to pay tax on the purchase of real estate (wt rehisha). The tax depends on the amount of the purchased property. Calculation of tax on the purchase of the first apartment is different from the calculation of tax on the purchase of second apartments.
The tax on the purchase of the first apartment:
up to 1,084,935 NIS = 0%
from 1,084,935 to 1,524,770 NIS = 3.5%
More than 1,524,770 NIS = 5%
The tax on the purchase of second apartments:
from 0 to 932,070 NIS = 3.5%
More than 932,070 NIS = 5%
Taxes on the purchase of an apartment for the new immigrant:
0 to 1,318,400 NIS = 0,5%
More than 1,318,400 NIS = 5%
Taxes for the purchase of agricultural land:
from 0 to 269,660 NIS = 0,5%
More than 269,660 NIS = 5%
Taxes on the sale of real estate
Citizens of the State of Israel must pay tax on the sale of real estate (wt Shevach). The tax is 20% if the property was purchased after 07/11/2001. If the property was purchased before the tax would be approximately 49%. If the date of purchase of real estate was 4 years old, the seller is exempt from tax. Foreign nationals are exempt from paying tax on the sale of real estate.
Russian citizens who paid taxes in Israel are not subject to additional taxes in Russia, as between Israel and Russia is no double taxation.
History tax on real estate transactions
Tax on sale of real estate (wt Mehir) repealed 1/8/07, it was 2.5%.
The annual tax on property values (wt rehush) repealed in 1999, it stood at 2.5%.
Annual Council Tax on the ground - "Arnon" is an average of 900 Euro per year. The amount of tax depends on the area, town, district and designation of the property. The tax is mandatory for all property owners. The amount of tax is set by the municipality of the city.
Buying real estate - Israel
When buying real estate in Israel, check the following:
Availability of documents for registration of real estate.
Availability of mortgage or other loans, liens, arrests, debts, orders for the demolition and other restrictions.
Is the seller the owner of the property.
To avoid confusion, all real estate companies verified legal department.
By the laws of the State of Israel, any transaction in real estate must be accompanied by a contract of sale in writing. When buying second homes agreed to sign a preliminary agreement (Zichron Devarim).
The agreement says both sides of intent to conclude a transaction and includes the first payment from the buyer at a rate of 0.5% - 1% of the value of the property.
There is also a procedure to check real estate records in the Office of Real Estate (Lishkat rishum mekarkein). Here, on the basis of the written consent of the owner of real estate, the buyer can arrange pre-record (earat azar), talking about what the buyer has the right to purchase the property. Thus, the buyer insures itself in case the owner wants to sell the property to several buyers at once.
The final stage of registration of real estate made in the real estate registration office (Tabu). Here, the purchase of second homes, having the signed and notarized contract of sale, it has to be real estate in the property.
Our company has adopted the following procedure: the principal amount for an apartment or other property, with the consent of both parties, retained a lawyer and only after the registration of real estate at the registration desk, a lawyer is given an order to pay the sum to the seller. The procedure of registration takes a few minutes. Thus, every transaction is fully insured against various misunderstandings.
When buying a new home directly from the construction company has a different procedure of registration, as the right to property will be issued to all residents after invasion of all tenants. The initial design of the property is issued a construction company and can take about 2-3x years. Until then, the document proving the right to property is a contract of sale.
It is important to emphasize that this description is general and can vary depending on the particular transaction.
|Montenegro - Country information
Administrative and economic center - Podgorica. Cetinje - the historical and cultural center.
The population - about 650,000 people. Ethnic groups: Montenegrins and Serbs, the national minorities - Albanian, Croat.
Language - Serbo-Croatian (refers to the southern branch of the Slavic group of Indo-European family of languages).
Currency - Euro (EUR), has an official circulation of January 1, 2002
Description of the country
Montenegro - the amazing beauty of the country off the coast of the Adriatic Sea, located south of Croatia, and through a narrow strip of sea watches
in Italy. Montenegro is famous for its wonderful nature and is an ideal place to relax.
Montenegrin coast dvuhsotkilometrovoy length is a combination of fjords and long sandy beaches, and a necklace adorns its historic cities of ancient history.
In 1980, Montenegro was one of the most popular tourist destinations in Europe, and now Montenegro quickly restores their former positions and recognizes the fastest growing tourist destination. The climate is Mediterranean: mild with warm summers (average temperature 27 degrees) and a short moderately cold winters.
It is easy to reach! Montenegro is just 2.5 hours from Saint Petersburg.
Huge Investment Potential
Despite the fact that the beauty of Montenegro is not inferior to neighboring Croatia, and maybe even surpasses it, real estate is much cheaper. This difference in prices is declining rapidly, so it makes sense to take advantage of the unique opportunity to buy in the next 12 - 24 months of real estate in Montenegro before the prices increase to the price level in Croatia and Spain. Over the past nine months, prices have increased by 20%, and is likely to double over the next 2-4 years. Buying real estate in Montenegro today - it's like to buy property in Spain or Tuscany 20 years ago.
The Montenegrin government understands that the coastal region is the most valuable asset of the country and is taking appropriate steps to protect it from the Spanish-style coastal development. This will limit the supply of real estate on the coast and lead to a permanent rise in prices for apartments and houses near the sea.
Time lags behind from Moscow at 2:00.
Montenegro is located in the southwestern part of the Balkan Peninsula. Border States: Albania, Bosnia and Herzegovina, Serbia (including Kosovo autonomous province) and Croatia (about 20 km, with a single in the Mediterranean and the southernmost fjord in the world of Boka Kotorska). About 200 km of Adriatic coast of Montenegro is separated from the south-eastern Italy.
Distances from Podgorica, the capital of Montenegro to Rome - about 500 km from Paris and Berlin - about 1,500 miles, to New York City - about 7000 km. Its name (Black Mountain), the country probably has the thick "black" forests, which in the Middle Ages, surrounded by mountain Lovcen and other alpine areas of the "old Montenegro."
Sea: The number of hours of sunshine per year, in Igalo - 2386, in Ulcinj - 2700.
Maximum sea temperature: 27 C.
The average sea temperature in summer: 25 C.
The transparency of the sea: from 38 to 56 feet deep.
Water salinity: 28% in the Bay of Kotor and Ulcinj to 38%.
Wave height: about 0.5m (2m waves in very rare).
Length of beaches: 73 km. The biggest beach: "Great Beach in" in Ulcinj - 13km.
Sandy beaches: Ultsinskaya Riviera, Budva Riviera.
Pebbled beaches: Zhanits, Njivice on the Herceg-ray Riviera Bar, Sutomore. Artificial beaches: Tivat, Herceg Novi.
Climate: Mediterranean. The average summer temperature: 27 C, in January - 12 C. The length of the coastline - 290 km.
Montenegrin and Serbian population mainly Orthodox Christians, ethnic minorities - Islam and Catholicism.
National Bank of Montenegro is open Monday to Friday (10:30-14:00). Commercial banks are open on Thursdays (8:00-15:00) and Friday (8:00-13:00). Over the weekend, all banks are closed, are only some of the exchangers.
Air service. Two international airports - in Tivat and g.Podgoritsa. The national airline - Yugoslav Air Transport (JAT) and Montenegro Airlines.
Railway. Subotica - Novi Sad - Belgrade - Bar.
Port: City Bar. The daily ferry connection to Italy (line Bar-Bari). The Adriatic highway connects all the places on the Adriatic coast.
Electricity: Voltage in elektoroseti - 220V.
Contact: phone code of Yugoslavia - 381.
Supermarkets and other shops are open daily from 6.00 to 20.00. In the tourist centers - to 23.00. Some shops are open on Sundays. Everywhere there are shops, working around the clock.
Police - 92 Fire Department - 93 Ambulance - 92, Bureau of reference - 988.
The visa regime - Montenegro
If you are going to be in Montenegro, at least 3 months, you do not need a visa. But if you want to stay for a longer period, you can get a residence permit in the country for a year or more. As a rule, this source of revenue required to show in the country, which is achieved by recording companies. Having lived in the country five years, you can apply for citizenship.
Residence in Montenegro
The reason for obtaining a residence permit in Montenegro, or can serve as evidence of ownership of real estate in Montenegro, or a document confirming the foundation of a legal entity in the territory of Montenegro.
To obtain a residence permit in the local police department for foreigners must submit:
certificate to the registered owner of the company or a certificate of real estate;
the lease apartments in Montenegro for at least 6 months;
the lease of industrial space for your company;
a work permit;
Documents shall be submitted directly to the police for foreigners according to your arrival in the country. The term of your application is from 2 to 4 weeks.
The first residence permit is issued for a period of 6 months and be extended upon expiration.
Embassy of Serbia and Montenegro in the Russian Federation:
119285, Moscow, ul. Mosfilmovskaya, 46
Phone: (095) 147-4106, 147-9008
Fax: (095) 147-4104,
The Russian Embassy in Montenegro
11 000 Belgrade, Beograd, ul. Deligradska, 32
Phone: (8-10-381-111) 65-7533, 64-6068, 65-8251
Taxes - Montenegro
The property, located in private ownership, subject to a relatively low property tax - 0, 25% of market value (about 200 euros per year for an apartment of about 80 meters).
The tax on renting of real estate symbolic.
Buying real estate - Montenegro
The law permits foreigners to freely Montenegro to acquire residential and commercial real estate in Montenegro. In Montenegro, there was historically the protection of private property rights to land, because Land has always been privately owned and has never alienated. Residential and commercial real estate in Montenegro, mostly privately owned. After the buyer has to come to Montenegro and select an object, the lawyers will help you make a preliminary contract of sale. After discussing all the details and signing the final contract, the customer, according to the agreed conditions, pays the cost of real estate.
This can be done both in cash and transferring money to a bank account. Imports into Montenegro of cash and funds on the credit card is not limited. After payment, the seller sends the documents to the client on the property, and the client arrange the ownership of the new owner (himself) in court.
The relatively low level of bureaucratic state machinery will complete a purchase - sale of real estate in Montenegro for several days.
agree on the terms of the transaction
signing of the contract of agency commission
preparing and signing a written contract of sale of real estate in Montenegro
The agreement signed is registered in the Court and establishes a transfer of ownership (all certified by the signature and the competence of the Court)
tax inspection determines the market value of purchased real estate in Montenegro and render a decision on payment of tax on sales of real estate (the amount of tax is 3% of the market value of real estate in Montenegro)
transaction completes full payment under the Contract of sale of real estate in Montenegro, the new owner the right to property is registered in the Cadastre
buyer receives the decision on registration in the Cadastre and the evidence - "Leaf nepokretnosti"
Making real estate in Montenegro on an individual
The entire process of registration of sale takes several days, due to the low level of bureaucratic process.
To conclude the sales contract must be present on both sides. However, the buyer is able to execute all necessary documents on the basis of power of attorney to a representative. Register a new property rights takes 15-20 days, although if necessary they can be reduced to 1 day, subject to payment of a special fee. Drafting of contracts, with legal documents and registration exercise a lawyer or a legal office, which has a license.
The process of buying real estate includes several stages, which include:
Selection of the property at the request of the client (and the signing of a contract for services);
verification of legal purity of the object, the legality of its registration and ownership, maintenance transaction for sale of the selected property at all stages;
agreement with the seller of the deal;
signing of an agreement on advance payment for the selected property. This contract specifies details of the buyer and the seller, describing in detail the object of the transaction, the price of the sale / purchase, conditions and method of payment, the date of the contract of sale, as well as various assurances from the Seller that it really is the owner selling the property and has full right to sell it;
Payment of advance payment by the buyer and agent commissions;
preparation and signing of the contract of sale of the property before the Court, which means the court, not notarized, such as in Russia, the assurance of the transaction;
payment of the purchase of the property under the contract;
registration of property rights in the Chamber (the contract of sale is registered in the Cadastre (Gruntovnitse), where it is assigned a number, the customer is given a sheet nepokretnosti. When you sign a contract of sale is paid tax on the purchase of real estate at a rate of 3% fee for registration in the court contract of sale and collection when writing the book in the Inventory, which ranges from 70 to 250 euros);
receipt by the buyer on making decisions in the real estate cadastre and the certificate of ownership - "Leaf nepokretnosti."
In fact, the buyer becomes the owner of the property from the date of signing the final contract of sale, legally - from the cadastral registration.
Making real estate in Montenegro on the legal person
The reason for obtaining a residence permit in Montenegro may be a document certifying the foundation of a legal entity in the territory of Montenegro. After 2 years may acquire citizenship of Montenegro.
It must be remembered that the land belongs to the general plan of development of the Montenegrin coast, in the case of acquisition for construction of public utilities subject to tax (depending on the location of the land, he may be from 30 to 200 euros per square meter). The site can be located in the seaside, exclusive, exclusive mining and urban areas.
To register a legal entity, the following documents:
- Copy of passport,
- A copy of internal passport,
- Power of attorney or the personal presence of the founder.
Ltd. is registered in the city or the regional Commercial Court at the location of registered office. After receiving the company's certificate of registration shall be registered with the tax authorities and statistical agencies, is opening a corporate account of a local bank. The cost of registration of legal entities around 500-600 euros (depending on the community) and takes 3-5 days.
When you sign a contract of sale is paid 3% of the declared value of the property to the state budget.
The contents of real estate in the absence of the owner is reduced to the payment of bills for garbage disposal - about 8-12 euros / month. and the subscriber's phone bill - 5 euros / month.
Unfortunately at the present time in Montenegro is not valid or mortgages for foreigners or for the citizens of Montenegro.
The only way to acquire property on the installment plan is agreed with the property owner subject to payment of such transaction of sale or receipt of the Russian bank loan for other purposes.
|Spain, country information
Spain - general information:
Official name: Kingdom of Spain, Reino de España (Spanish), Kingdom of Spain (in English)
Capital: Madrid. Official language: Spanish.
Spain-state in the south-west Europe, occupying most of the Iberian (Iberian) peninsula. The area of the country is more than 504 thousand square kilometers Pyrenees mountains, which stretch nearly 435 miles from the Bay of Biscay to the Mediterranean Sea to the north are the natural border between Spain and France. In the north of mainland Spain also borders Andorra, in the west - with Portugal. In the southeast there is a British territory of Gibraltar on the Cape. African in Spain - polueksklavy Ceuta and Melilla - the city on the coast, in general, belonging to Morocco.
In the north of Spain bordering the Bay of Biscay, in the extreme north-west and south-west - the Atlantic Ocean, and on the north-east to south-east - the Mediterranean Sea.
Spain has several groups of islands, the most significant of which are the Balearic Islands in the Mediterranean and the Canary Islands in the Atlantic Ocean.
In most of Spain's climate is subtropical Mediterranean. It varies considerably from north-west to south-east, and depending on the height above sea level. The climate, in addition to a large number of mountain ranges, affects close proximity of Africa. The average annual temperature is almost the whole of Spain varies from + 14 to + 19 ° C. But if the northern and central part of the mills average January temperatures range from +8 to +10 ° C, and the hottest month (July) - from 18 to +20 ° C, on the Mediterranean coast winter temperatures from + 10 to + 12 ° C, July +26 ° C. In southern Spain, the average daily temperature of +25 ° C almost 200 days a year. Precipitation falls mostly in the north and north-west of the country.
The regions and the coast of Spain:
Administratively, the territory of Spain is divided into 17 autonomous communities (regions): Andalusia, Aragon, Asturias, Balearic Islands, Valencia, Galicia, the Canary Islands, Cantabria, Castile-La Mancha, Castilla y Leon, Catalonia, Madrid, Murcia, Navarra, La Rioja, Country Basque Country, Extremadura. These autonomous regions combine the 50 provinces. Each region of Spain has its own parliament and government. Also as part of Spain there are two autonomous cities in Africa - Ceuta and Melilla.
Coastal regions of Spain are markedly different from one another climate, vegetation and topography. On the Mediterranean coast - this steep cliffs and picturesque coves among the rocks, and endless sandy beaches. On the Atlantic coast fordoobraznye sections alternate with steep rock walls and green meadows. The Mediterranean coast belong to the 4th autonomous regions - Catalonia, Valencia, Murcia and Andalusia.
Atlantic coast of Spain:
Costa de la Luz. This is the most south-western coast of Spain, Andalusia, stretching through the territory of the Strait of Gibraltar to the border with Portugal. Costa de la Luz in Cadiz Bay and the Atlantic Ocean and Mediterranean Sea. Translated from the Spanish Costa de la Luz means "Beach of Light" because at this point the sea is particularly strong reflecting sunlight. Coast has retained its pristine beauty, many kilometers of Atlantic beaches, sand dunes covered with pine trees combined with the quiet beauty of national parks.
Cities and resorts: Tarifa, Cádiz, El Puerto de Santa Maria de la Frontera Herec etc
Rias Bajas Coast, Rias Altas, Costa Baird, Costa Baska
Northwest and the northern coast may not yield much to the attractiveness of the south and are a priority for people who do not like extreme heat, as well as hunters of big waves of the Atlantic.
The Canary Islands
The archipelago in the Atlantic Ocean, near the north-west coast of Africa, an autonomous region of Spain. It consists of seven large inhabited islands and several smaller ones. In the center is the largest island - Tenerife (2057 sq. km.). To the west is Homer (378 sq. km.), Hierro (277 sq. km.) And Palma (708 sq. km.). The island of Gran Canaria is located east of Tenerife. This - the third largest island of the archipelago (1532 sq. km.). Next, go to the east of Fuerteventura (1730 sq. km.) And Lanzarote (795 sq. km.). In the Canary Islands moderately hot climate, which is moderated by trade winds that blow from north to east, and cold over the Atlantic Ocean, also known as the Canary and the constant good weather provides an anticyclone over the Azores. Temperature fluctuations are expressed very poorly. On the coast, the mercury rarely drops below 10oS and rarely rises above 25 ° C. in winter, while summer temperatures rarely fall below 20oS, but often higher than -40 ° C. The water temperature never drops below 20oS.
The archipelago of the Balearic Islands, an autonomous region of Spain. Located 92 km from the eastern Mediterranean coast of Spain and stretched nearly 400 miles from northeast to southwest in the western Mediterranean Sea.
The archipelago consists of two groups of islands: Gimnesiyskie Islands - Majorca, Menorca, Cabrera, and several adjacent islands, such as - Dragonera, Island Air, as well as Pitiuzskie Island (Pine Island) - Ibiza and Formentera. The largest island of the archipelago: Mallorca - 3626 square meters. kilometers Minorca - 701.8 sq. m. km, Ibiza (Ibiza) - 58.34 square meters. km, Formentera - 83.24 square meters. miles. Balearic Islands are different temperate climate typical of the Mediterranean, but with the island features (such as high humidity and increasing temperature differences between seasons). The average temperature in spring is +20 ° C, in summer +27 ° C, the fall of +21 ° C, +15 ° C. in the winter
The largest city in Spain and the geographical center of the country. Madrid - the most important cultural, financial, political center of the Iberian Peninsula. The city is one of the most beautiful capitals, not only in Europe but also around the world, a place of concentration of a large number of large institutions. The high standard of living, production and market size make a significant economic center of Madrid in Europe.
Famous for its unique cultural values, bright, unique city in Spain. Barcelona is known worldwide as a city of art, but it is also one of the largest industrial and trading cities. In addition, the tourist center of Barcelona's biggest port of Europe and the Mediterranean. Is the second largest city in Spain and a major hub of marine, rail, air and road links.
The third largest city in Spain, one of the main centers of economic and cultural significance. Valencia also rightly called student city. The exceptional beauty of the old center of Valencia, unique modern architectural solutions, a great climate and sunny beaches of white sand turn the town into a large hub of tourism.
90% of Spanish territory covered by mountains and plateaus. After Switzerland is the most mountainous country in Europe.
Sierra Nevada ski resort of Sierra Nevada (Sierra Nevada, "Snowy Mountains") is located in the southwest of Spain within the highlands of the Cordillera in the province of Andalusia Penibetika 32 km from the city of Granada. These are the highest mountains of the mainland of Spain (Mount Mulas - Mulhacen, 3479 m - is the highest point of the Iberian Peninsula) and the southernmost region of mountain snow fields in Europe (20 local mountains exceed 3,000 meters). Part of the mountain range is highlighted in the National Park of Sierra Nevada, which has the status of international biosphere reserve. The snow cover lasts for 5 months a year. Center of the resort of Sierra Nevada - a town Pradollano (Pradollano)
Ski Center La Pinilla (La Pinilla) lies at an altitude of 1500 meters in the mountain valley of Valle de Riaza (Valle de Riaza, 65 km from Segovia), at the foot of Pico de Lobo (2273 m). This is the closest to the capital of a mountain resort (112 km from Madrid), equipped with 46 km of trails (5 'green', 4 "blue" and 12 "red"), the upper point of the ride starts at 2273 meters. The ski season lasts from December to late March.
Resort Valdeski (Valdesqui) lies at the bottom of a small mountain circus Valle del Noruego (Valle del Noruego) in the Sierra de Guadarrama (2383 m), next to another ski resort Navacerrada (there were even attempts to connect them into a single area, pending for claims of environmentalists). Valdeski is ideal for beginners. The ski season lasts from December to late March.
Ski center in Puerto de Navacerrada (Puerto Navacerrada) lies at the foot of the peak Gvaramilyas (2179 m) at the bottom of the valley Losoyya (Valle del Lozoya). The ski season lasts from December to late March. Also noteworthy ski resorts of Port-Aine (Port Aine) and Eski-Espot (Espot Esqui, Catalonia), new resorts Rasos de Peguera (Rasos de Peguera), Walter-2000 (Vallter 2000) and the Val de Nuria (Vall de Nuria) in the Pyrenees.
For more information about the country:
According to Eurostat on 1 January 2009 the population of Spain is 45.8 million 545 thousand. The official language of the country - Spanish (Castilian). The official regional languages: Catalan (17%), Galician (7%), Basque (2%). Aragonese and Asturian languages have no official status.
Largest cities of the country: Madrid (the capital), Barcelona, Valencia, Zaragoza, Seville, Toledo, Granada, Bilbao. For most people religion is Roman Catholic - 80%, atheists or agnostics consider themselves to be about 17%, other religion make up just over 2%.
The visa regime - Spain
For entry into the country needed a Schengen visa that is valid in all participating countries
The Schengen area includes the territories of European countries - participants of the Schengen Agreement. This is Spain, Portugal, Germany, France, the Netherlands, Belgium, Luxembourg, Italy, Greece, Austria, Denmark, Iceland, Norway, Finland and Sweden.
Before you arrange a visa to Spain you may be required to show proof of your ability to pay for living in the selected country, the route or hotel reservation, return tickets and letters of recommendation. Visa does not guarantee trouble-free entry into the country. You can not ask for more than two visas in any 12-month period, and are not renewable in Spain. Less of a problem to obtain a visa couples have filed with the European Union (EU), and their children. There are also various options for transit visas.
Attention! A complete list of required documents can be obtained only at the Embassy of Spain, as a condition of entry are subject to change.
Becoming the owner of some square meters, you get an annual multivisa and can live in his villa for 90 days in each of two semesters. List of documents required to provide the Spanish Consulate to obtain the annual multivisa:
A. Bill of sale of real estate + 3 photocopies
Two. Certificate of availability of health insurance
Three. Informative certificate from the Register of Real Estate
4. Valid passport + 6 photos
Five. Petition-Form (to be filled at the consulate)
Your immediate family (husband, wife, children and parents) are eligible for multivisa. You must translate documents into Spanish kinship and to assure them at the consulate. Multivisa for next year is automatically extended if you were the owner of the property and have insurance.
Maybe design a residence permit
The residence permit is not a citizen. Become a citizen you will be able, after ten years of residence (at time multivisa not included).
The question of obtaining a residence permit is a major, if you purchase a property in order to stay in Spain. With the acquisition of real estate it is not directly related, but we also assist customers who have purchased our property.
There are several formal ways to resolve this issue.
After receiving eskritury, which logs all family members, including minors, family members, you can arrange multivisa.
One of the most popular to date methods of obtaining a residence permit is doing business. If you open a company and provide jobs to citizens of Spain (2-3 jobs), we can obtain a residence permit. It's not quick enough, however, the result can be achieved.
Retired after the acquisition of real estate may remain in Spain and apply for registration of permanent residence.
By the device to work in the Spanish company.
There are three types of residence permits:
A. ENTRY - a minimum of 3 months, maximum of 2 years.
Two. NORMAL - a maximum of five years only for those who have resided legally and continuously in Spain for more than 2 years
Three. SPECIAL - a maximum of 10 years for special occasions, such as senior citizens, people born in Spain or are married to Spaniards or with dependent relatives of Spanish nationality.
Documents provided to the foreigner in person to the office for foreigners in those provinces where it exists, or to the Central Office of the Commissioner of Police, where the alien or the nearest office of the Civil Police (Article 17.3).
You can also submit to the Embassy or Consulate of Spain in the country, where the person concerned.
Having bought a property in Spain is very convenient to first issue a "multi-visa" valid for 1 year. It gives you the right to stay in the country for three months every six months and be renewed if you have not violated the visa regime. Multi-visa is issued at the Spanish Consulate in your country.
The grounds on which can provide a residence in the first time (then just going on the extension) can be used:
"Sedentary" - living in the country for 3 years;
family reunification - to reunite can obtain a residence permit: a spouse, children under 18 years old, and adult children, parents, brothers and sisters, if they are in a disabled state, and you have a dependent;
availability of real estate and financial assets;
employment contract, if you offered a job in Spain;
implementation of income-generating activities at their own expense - if you are a business owner, you have run your business.
The original residence is valid for one year, after which it is possible to extend for two years, if you perform all the conditions associated with the first residence permit. For example, the first residence on the labor contract requires living and working in the country for at least six months.
After living this way in Spain for 3 years (initial + renewal of permission), you may qualify for a "usual" residence permit - valid for 2 years.
The next stage - the "permanent" residence - a period of 5 years.
It should be noted that depending on the reason for which you received the original residence, and the different types of residence:
with right of abode, without the right to work
with the right to employment
the right to work "on yourself"
If you change the type of residence, the report starts a new 1 year, 2 years later, and finally 5 years.
List of documents required to apply for a residence permit in Spain varies depending on the type of residence, for which you apply. For example, if you submit the initial application (in person) based on the availability of real estate, you will need:
The statement, composed by officially adopted the model.
Passport and visa.
A copy of Eskritury and check-out Register (Nota Simple).
Information about criminal records, translated into Spanish and certified in the Spanish Consulate, or translated by an official translator with an apostille.
Information about the availability of funds, to life, sufficient for the entire period of intended stay, or a document certifying that such funds are regularly coming into your bank account.
Information on health and medical insurance.
You must also provide copies of these documents.
It should be noted that the Spanish legislation on immigration is constantly changing. Therefore, before taking any action, consult with experts, the benefit is now in many cities of Spain emerged Russian legal advice.
Embassy of Spain, Kingdom of
Moscow, 121069, Bolshaya Nikitskaya., 50/8
Consular Section: 937-56-28
Taxes - IspaniyaObschie costs when buying property
notary fees (Notario) - paid for by a special scale, progressive, depending on the value of the property. For example, when buying a property tax is a little more in case of registration of a mortgage loan.
registration fees (Registro) in the Register of Property in Spain - are paid when you make your name and property data in the register as a new owner. This amount is also determined by a special scale, depending on the purchase price, in the case of the same sample from 50,000 to 100,000 euros, it ranges from 120 to 180 euros - the cost of paperwork (Gestoria). If you hire the services of private counsel, his services will cost you around 850 euros.
When purchasing a new property in addition to the above mentioned shall be paid the following taxes:
Value Added Tax (Impuesto sobre Valor Anadido, abbreviated IVA). This tax is for apartments and houses 7%, and commercial facilities designed for private production, and undeveloped land - 16% of the value specified in the Eskriture. Paid to the municipal offices to receive taxes.
tax on documented legal acts (Actos Juridicos Documentados, abbreviated AJD), up 0.5% of the value specified in the Eskriture.
When purchasing real estate, second hand, that is, from "second hand", levied the following taxes:
transfer tax (Impuesto de Transmlsiones Patrimoniales, abbreviated I.T.R.), 7% of the value declared in the Eskriture and paid to the Council for Economic Affairs and Finance of Spain.
Tax Plus Valia. This city, which is based on a formal assessment of the rising cost of real estate at the time of sale. This tax must pay the owner of the property, that is, the seller, but in practice all the taxes normally paid by the buyer. The exact value of tax points to the local municipality, the amount of which is affected by age and number of years of real estate ownership of real estate the last of its owner.
In total, all costs of purchase, excluding clearance mortgage loan amount to about 9% of the value of real estate, mortgage loan, these costs increased to about 12%.
"I want to buy a house in Spain for his family" - many of our fellow uttered this phrase more than once. Buying a property in Spain is a dream of many people in Russia. Perfect climate, warm sea, easy access, and much, much more makes this country so attractive to our citizens. And here you are just saying to yourself "I know exactly what I want to buy a house in Spain for his family." Next to start searching for the object of your dreams. You yourself has watched the various sites, selecting the options, look for information on the coasts, the procedure of purchase. The number of diverse and often contradictory information in the near future, possibly scare you.
Buy Property in Spain on the one hand - it seems a simple thing, but a lot of "gotchas" in the process of self-realization of your idea is likely to surprise you unpleasantly. To desire to buy a house in Spain or buying an apartment in Spain has turned into an unpleasant and problematic process, we propose to take the decision and the most complex issues, and the usual routine for the exactions of objects, the procedure of buying property in Spain in their own hands.
And soon the desire to "I want to buy a house in Spain for his family" necessarily turn you into a pleasant reality!
Buying a property in Spain, in detail
Buying property in Spain can be both private and legal persons. Restrictions on acquisition of sites - both residential and commercial, for foreign nationals.
Mandatory procedure for buying property in Spain, is the registration of any type of real estate property in the Register (Registro de Propiedad). All the information about who is the owner of the property, its cadastral value, the exact area, the presence of possible debt, etc. obtained in just Registro de Propiedad.
Official document confirming the purchase of property in Spain, is a bill of sale, called the Escritura Publica. She is assigned its own serial number, entry number, page and volume when entering in the Register.
Once the client has chosen the desired properties:
Is a private contract of sale and the client presents a reserve of $ 3.000 - 10.000 euros, depending on the object. The contract specifies the condition of the sale and payment of the balance.
Payments under the contract: 15 days customer must make the first payment of 10% of the price of the object.
In the case of purchase of the housing: in one month shall be signed by a notary deed (Escritura Publica), at which point the customer must pay the remaining amount of money. The client becomes the full owner of the property.
To buy an apartment in Spain under construction - in the month the client must pay 50% of the value of the object. The remaining amount of money, as a rule, the customer pays at the time of signing the deed (Escritura Publica), unless otherwise prescribed conditions. The client becomes the full owner of the property.
To all notary procedures in Spain (for the purchase and registration of ownership of property, payment of taxes, registration of all contracts) requires an alien identification number (NIE).
For the purchase of property in Spain to the client to open a bank account. Buying a property in Spain is associated with the payment of state taxes and additional costs for the design of housing: the annual amount of property tax in Spain depending on the region and is approximately 0.3 - 0.8% of the cadastral value of the object.
New Real Estate:
2% stamp duty
register property (depending on the cost of housing)
translation services (for documents)
property transfer tax of 6-8% (depending on autonomy)
register property (depending on the cost of housing)
translation services (for documents)
In total, all costs associated with buying a property registration in Spain, excluding mortgages is about 10-11% of the value of real estate, mortgage loan, these costs increased by about 12%.
In order to buy property in Spain (home or kvaritiru) loans created quite simple. Credit is issued within 20-30 days from the date of the required documents to the bank:
identification number of the NIE
Proof of income from employment
bank statements for last 3 months
contract of sale of housing
Buy an apartment in Spain is more profitable from the point of view, it is less expensive on the content than to buy a house in Spain. Utility bills in Spain are relatively small: an average family of three - four-person spends on electricity, water and gas from about 600 euros per year. Electricity bills are sent every two months, the water every three months - money withdrawn from your bank account, and you will receive by mail an invoice (receipt), which specifies the amount of resources consumed and their costs.
If you are not living and do not effectively use resources - paid only a monthly fee. All property owners who built complexes, the so-called urbanizacion, must follow the laws of Spain to pay for maintenance and care of common areas - swimming pools and green areas.
|Italy - Country information
As of 2006, the population of Italy was 58,751,000 711 people. Over 60% of the Italian population - urban dwellers. In Italy, a large number of immigrants from other countries - the German, Albanian, French. The indigenous population varies by pr
Italian State. In Italy there are local dialects, so that northerners speak the dialect, which the ear is very vaguely reminiscent of Italian language. You perfectly understand if you speak English or French. Less pop
Description of the country
Geography. Italy - the country, concentrated in itself all the best gifts of nature that allows you to enjoy yourself and relax all year round. Italy, washed by five seas: the Mediterranean, Ionian, Ligurian, Tyrrhenian and Adriatic, mainly mining, has attracted more and more tourists every year. The slopes of the Alps and Apennines, Mount Vesuvius and Etna, the river Tiber and the Po, neighbors France and Switzerland, Austria and Slovenia, two small states in Italy - San Marino and the Vatican make Italy an attractive for thousands of tourists.
Italy is a parliamentary republic, headed by a president.
Catholicism - the dominant religion in Italy. His confess about 92% of the population. Center of the Catholic world - a city-state of Vatican City, which is the residence of the Pope
Largest cities and resorts
Largest cities of Italy: Milan, Florence, Naples, Turin, Genoa
Resorts in Italy is the maximum possible comfort, service and recreation. Italy is famous for its spas. It's beaches and ski resorts, vacation which will leave the best memories. Resorts in Italy is a real treasure. The regions of Tuscany, Neapolitan Riviera, Sardinia, Trentino, Veneto and others that are not inferior to one another in luxury and glamor
Time lags behind from Moscow at 2:00
The currency of the country - Euro (EUR). In towns, many hotels, restaurants and shops accept major credit cards: "American Express", Diner's Club, Visa and Master Card. In rural areas, received a cash.
Exchange rates vary considerably. You can exchange money at banks, which are usually open from 8.30 to 16.00. In banks there is a break. Usually it starts at 13.00 and ends at 15.00. You can change money at airports and train stations in large cities, as well as at ATMs.
Italy is a country of festivals. Perhaps most of all in Italy and the Italians love festivals and know how to celebrate.
January 1 - New Year (Capodanno)
January 6 - Epiphany (Epifania).
Good Friday (celebrated for two days before Easter)
Easter Sunday - pope blesses the people gathered in the square before the Cathedral of St.. Peter.
May 1 - Labour Day (Festa del Lavoro).
The first Sunday in June - Day of the Republic.
June 24 - Boxing Day. Peter. Highlighted in the San Giovanni
June 29 - Day of Saints Peter and Paul, celebrated a solemn liturgy in the Cathedral of St. Peter.
June - the proclamation of the Republic.
August 15 - Assumption (Ferragosto).
November 1 - All Saints Day (Ognissanti).
January 1 - New Year
January 6 - Epiphany
April 25 - Day of Liberation from Fascism
May 1 - Labour Day
The first Sunday in June - Republic Day
August 15 - Assumption 1 November - All Saints Day
November 4 - Day of National Unity
December 8 - Immaculate Conception
December 25 - Christmas
December 26 - St. Stephen's Day
Feast with the variable date - Easter Monday
The visa regime - Italy
Visa to Italy is not necessary if you are a citizen or resident of one of the countries with which Italy has signed an agreement on visa-free entry.
Citizens of the EU and the U.S., Canada, Australia, New Zealand, Britain and Israel can enter the territory of Italy without a visa.
All citizens of the Russian Federation, Belarus and Ukraine, of course, if they do not have a second citizenship European Union or one of the countries listed above for entry into Italy need a visa.
The Schengen visa to enter Italy
In 1997, Italy in a number of other European countries signed the Schengen Agreement famous, according to which the visa holder of one of Schengen countries can freely cross the borders with other Schengen countries, not making out a visa for each of them separately.
Today the Schengen visas are valid for ENTRY into the territory of the following countries: Spain, Portugal, Germany, France, the Netherlands, Belgium, Luxembourg, Italy, Greece, Austria, Denmark, Iceland, Norway, Finland and Sweden. The Schengen visa is issued for a period not exceeding 90 days, and the owner of such a visa should be required to comply with the conditions of the Schengen agreements, chief among which is the main host country should be just the country that issued your visa. Of course, there are some subtleties about which you should definitely tell at any travel agency.
Italian visa to enter Italy
Visa for Italy is made at the Consular Section of the Embassy of Italy in Moscow for all residents of the Russian Federation, except for St. Petersburg and the region, and Murmansk, Pskov and Karelia republic. For the inhabitants of these regions in Italy issued a visa at the Consulate General of Italy in St. Petersburg.
Russian citizens who want to get a tourist visa to Italy for an individual visit for a period not exceeding 90 days, must submit to the Consular Section of the visa the following documents:
A. A completed application form with photograph 3x4 (application form is online Consulate)
2.Fotografiya to documents: 3x4, corresponding to the age of a person who applied for a visa.
Three. A passport, valid, must exceed by at least 3 months of the visa validity period, and photocopies of pages from the metric data.
4. Booking tickets in both ends, or documents for personal transportation.
Five. Confirmation of accommodation in Italy during the period of stay: travel vouchers, hotel reservation, a statement inviting the parties to provide housing.
6. Confirmation of the availability of funds in the amount prescribed by the Directive of the Ministry of Internal Affairs 03/01/2000 - 50 euros per person per day.
7. Documentation of the socio-professional status, for example, documented the level of wages, a certificate of employment, training, etc.
Eight. Health insurance, having a minimum coverage EUR 30,000 to the costs of emergency medical evacuation and repatriation.
How much does a visa to Italy?
Exacted tariff complies administrative costs of the diplomatic mission to the processing of visa applications:
The tariff for all types of visa is 35 euros Schengen collective visas (types A, B and C) 35 Euro + 1 per person
National visa for long periods of stay (type D) 50 Euro
Embassy of Italy in Moscow
Consular Office of the visa section:
109180 Moscow Yakimanskaya Quay h.10
Tel.: (007.095) 796.96.92, (007.095) 916.54.49
Fax: (007 095) 916.54.20
Office hours Monday to Friday: from 9.00 to 13.00 and from 14.00 to 17:00
Consulate General of Italy in St. Petersburg
190,068 - St. Petersburg, Theatre Square. 10
Tel: +7-812 3123106/3123217 Fax: +7-812 3115150 e-mail: email@example.com
Taxes - Italy
Tax payments for the design of the property
If the residential property (apartment, villa) purchased from a construction company (the primary market for new buildings), the purchaser shall pay:
A. VAT = 10% of the cadastral value (it is usually lower than the market)
Two. Fixed mortgage tax 168 | (a rewriting of the property in the Register)
Three. Fixed inventory nalog168 |
4. Stamp Duty 168 |
Total: 10% of the purchase price + 500 |
If the residential property (apartment, villa) purchased from the secondary market buyer pays the:
A. Stamp Duty - 7%
Two. Mortgage tax - 2% (for rewriting the property in the Register)
Three. inventory tax - 1%
Total: 10% of the value of real estate registration
Total additional charges for registration of the property for any of the options for the purchase (with a primary or secondary market) taking into account the services of a notary: 12-13% of the cadastral value + fee real estate agency.
shall be paid to the municipal property tax ICI (Imposta Comunale sugli Immobili) corresponding to 0.7% of the cadastral value of the property.
if the property is leased to the tax paid IRPEF, equal to 30% of the annual rental income.
How to buy property in Italy? Step by step guide
To buy a house in Italy, or buy an apartment in Italy, it is necessary to perform the following steps:
Apply to the overseas real estate agency with the criteria for the search. The main criteria for buying property in Italy is a region: in Italy, where would you like to buy a house or apartment, close to the sea to the lake to the mountains or a big city, the area of the desired property, number of bedrooms, a tentative budget.
To determine the date of travel to view the property and then make the purchase of real estate in Italy.
To buy a house in Italy, as well as to buy an apartment in Italy, with the help of our experts you will receive an individual tax code (Codici fiscale) and open a personal account in an Italian bank.
After you select an object, Make us an offer to purchase (Proposta d'acquisto). This dokment drawn after the buyer decision to buy property in Italy. It spells out the parameters, location and price of the selected property, as well as conditions and time of payment. To confirm the seriousness of his intentions the buyer must deposit in the agency, which is usually about 5%. If the offer price the seller happy, then he signs the document. If the seller requests the change proposal (price, method or timing of payment), the buyer may accept his terms or not. In case of failure, the buyer returns the mortgage.
In the future, buying property in Italy is accompanied by the conclusion of the preliminary contract (Preliminare di compravendita). At this stage the buyer pays the agency and makes the first sum, which sosavlyaet at least 10% of the value of the object. Since that time the client has the exclusive right to purchase this property and the object is removed from sale. As a rule, after making a down payment before the end of the transaction takes place 30-45 days. During this period, the client sends (accumulates) the remainder of the purchase price and the amount of additional costs on the design of the property (taxes) to your personal account in an Italian bank.
In order to finally buy a property in Italy, you need to sign the final contract of sale (Atto notarile di compravendita). In Italy with the participation of the agency, meet with the notary and sign the final contract. The buyer pays the seller the remaining amount, taxes and notary services for the rewriting of the property in the Register of ownership in Italy. After registration, sale and purchase agreement on the design of which takes up to 45 days without the participation of the parties, the buyer receives a statement from the register of ownership.
Foreign citizens have the right to buy a house or apartment in Italy without any restrictions and complications.
|Finland - country information
Population: About 5.1 million people. About 93% of them - the Finns, about 6% of Swedes and Saami in Lapland and Karelian people.
Language: 93.5% of the population speak Finnish, 5.9% Swedish (both official).
Currency: Euro (EURO)
Description of the country
Finland - a country in Northern Europe, Scandinavia to the east. In the south and east it borders with Russia in the north - with Norway to the west - with Sweden. Southern coast is washed by the Gulf of Bothnia Gulf of Finland and the Baltic Sea. The composition also includes Finland's Aland islands (archipelago Ahvenanmaa) - about 6.5 thousand small low islands off the southwest coast of the country. Most of the country occupied by hilly-moraine plains with numerous rock outcrops and extensive lake and river network (of the country's 187,888 lakes!). In the north-west of the country runs the eastern end of the Scandinavian mountains (highest point - Mr. Hult, 1328 m). The Baltic Sea and the lower dotted with numerous islands and skerries. The total area of Finland - 338 thousand square meters. miles. The capital Helsinki.
Lags behind from Moscow at 1:00.
A moderate continental in the north is experiencing a strong "warming" effect of the North Atlantic Drift, south-west - the transition from temperate maritime to continental. Characterized by mild snowy winters and warm summers is enough. The highest temperature in summer from +25 C to +30 C, and average temperatures around 18 C, the temperature of water in shallow lakes and seaside quickly reaches 20 C and above. In winter, temperatures often drop below -20 C, but the average temperature for this range from -3 C in the south (with frequent thaws) to -14 C in the north. The Arctic Circle the sun does not go in the summer on the horizon for 73 days, and here comes the winter polar night ("kaamos"), which lasts up to 50 days. Annual precipitation is 400-700 mm. a year, snow lies on the south 4 - 5 months, in the north - about 7 months. At the same time on the west coast less rainfall than inland lake areas. The wettest month - August, the dry season - April-May.
The political system
Finland - an independent democratic republic with a presidential form of government (the president is elected for a term of six years). Head of Government - Prime Minister, appointed by the president from among the party leaders of the parliamentary majority. The Legislature - Parliament. Administrative divisions: 12 provinces (lyani) and the autonomous Åland Islands.
Importation of domestic and foreign currency is unlimited. In addition to personal things, you can import duty free up to 1 liter of spirits (22% stronger), or 2 liters of aperitifs (max. 22%) or champagne, up to 2 liters of wine and 16 liters of beer. You can also import free of duty up to 200 pc. cigarettes or 100 cigarillos or 50 cigars or 250 grams of pipe and cigarette tobacco, and 100 grams of tea or 40g of tea extracts and tea essences, and 50 grams of perfume and 0.25 liters of toilet water, and tourists are at least 15 years old - 500 grams of coffee or 200 grams of coffee essence. Allowed to import fish products, honey, frogs' legs and snails, for his own use and without veterinary inspection or application requirements to confirm the origin of products, up to 1 kg for each of these product groups. In addition, the catch is allowed to import up to 15 kg of fish or a whole fish caught during recreational fishing, as well as baby food or special food of therapeutic action, which contain meat, meat products, milk or dairy products, whole unopened retail packaging and for an amount not higher than 175 euros. Items for which no quantitative restrictions, is allowed to import without payment of duties and taxes by no more than the sum of 185 euros (including the total cost of imported beer). In addition to the contents of the tank can import duty free up to 10 liters. gasoline. The import of birds' eggs, meat and meat products (except for the limited import of reindeer meat, bear meat and the hare in the presence of a veterinary certificate prescribed form and import of a veterinary border checkpoint, where food is produced border inspection fee), milk and dairy products from Russia almost allowed.
Medical Care and Insurance
There are no compulsory vaccinations are required. Medicines can be bought in pharmacies ("apteekki"), who work almost around the clock. In case of emergency assistance will be provided free of charge. Extensive network of so-called health centers, that is, out-patient, which is the first medical aid. In the case of treatment of a doctor patient will be asked to provide medical insurance policy or a written commitment to pay for medical services, which are quite expensive. The cost of the reception of private general practitioners - 25-35 euros for taking no longer than 20 minutes, taking a specialist will cost 40-60 euros, takes about 5-7 euros Registry. In some public clinics and health centers charge for visiting 8-10 euros. Hospital treatment is always paid, but the state paid only day of hospitalization (for permanent residents in Finland), and in private, and have to pay for medications, and screening and treatment in general.
The work of agencies
Banks are usually open on weekdays from 9.15 am to 16.15, weekends - Saturday and Sunday. During holidays, all banks are closed. Shops are open on weekdays from 9.00 to 18.00-20.00, Saturday - from 9.00 to 16.00. Many private shops are open longer, and in the period from June to August also open on Sundays. During holidays, almost all shops (except the "R-kioski") are closed.
The country has well-developed maritime transport - due to its convenient geographical position is to lead an active shipping, inland navigation is. Excellent network of roads and railways makes it possible to travel by train as well as by car or bus. With the help of air transport, you can get out of the country in every corner of the globe. Cities and towns of the country are connected by bus routes. In case of group travel and for the youth system of discounts. In all modes, a special tourist ticket. This ticket can be bought for 1 day (U.S. $ 4.5), 3 days ($ 9 U.S.). Tickets are more convenient and cheaper than single tickets. Tickets are valid for travel on bus, tram and metro. The duration of the ticket is counted from the first trip. The penalty for ticketless travel is approximately $ 50 U.S.. In Finland, there are also discounted tickets for exhibitions, museums and other cultural events. Discount ticket for one day costs $ 15 U.S. for two days - $ 20 U.S. for three days - $ 24 U.S..
Voltage is 220 V, plugs and sockets are needed, as in other European Union countries.
Finnish cuisine has formed under the influence of relatively harsh natural environment of this country, so almost every dish bears the imprint of the historical heritage of the Finnish people. Another feature - a passion for simple and nutritious "home cooking", and that is especially close to the Russian tradition - with the obligatory presence at the table, fresh bread. In the first place, of course, cooked in many different ways fish. The most popular dishes - rainbow trout in its own juice "graavi kirelohi" salmon in its own juice "graavi fuckers", baked salmon and whitefish, herring salad "rosolli", a kind of salad platter of fish, "salamat" eggs of freshwater fish with a bow and sour cream - "meti", sautéed potatoes and herring, "kalalaatikko" stewed in milk, sea fish, "maytokalakeytto" soup of dried fish "maymarokka" fish soup with milk - "kalakeytto" and "lohikeytteo" cakes of sour dough with raw fish "kyalakyayareyttya" crispy fish cakes with rye and bacon "kalakukko" and the famous fish pie from unleavened dough "kalekukko." Traditional meat dishes, mostly prepared with venison and game. Roast venison with mashed potatoes and lingonberry jam, cucumber with honey and homemade cheese, meat in Karelian in a pot "karyalanpaisti" roast venison "poronpaisti" braised lamb in a wooden bowl "syarya" as well as a variety of dishes from the elk and birds . Among dairy foods are very popular cheese, yogurt and "viili" - a kind of sweet and sour milk product used as an additive to many dishes. For dessert, usually served a variety of berries, which are so abundant local nature, yeast rolls, "the pull" and the original jelly. A favorite drink of the Finns - coffee, according to his consumption of the country surely takes first place in the world! Domestic beer "kotikalya" kind of kvas, - as an indispensable attribute of every table. Popular vodka "Koskenkorva-Wynn" and the famous "Finland." A special place is occupied by local berry liqueur - infused with wild berries and herbs "lakkalikeri" (cloudberry), "puolukkalikeri" (cranberries), "karpalolikeri" (cranberry) and "mesimaryalikeri" (bramble) have an unusual taste and distinctive flavor. In Finland, berries, even manage to make sparkling wine - sort "Kavleri" and "Elissi" sufficiently original and popular even outside the country.
The visa regime - Finland
Finland is part of the Schengen area, and upon receipt of the Finnish visa can freely visit all the 15 countries that signed the agreement.
List of required documents for submission to the Consulate of Finland:
A. A completed application form, signed by the applicant.
Incorrectly and carelessly completed application form may result in denial of a visa;
Two. Color photo 3,6 x4, 7 on a blue background;
Three. A valid passport. The passport must be valid for 3 months after the end of the planned trip and have two blank pages;
4. Voucher or an invitation from the tour operator or a private invitation, or a cover letter, a note from the travel agency;
Five. Insurance (original and copy) for the whole trip, valid in the Schengen agreement, coverage of not less than 30,000 euros, with no deductible and with a set of services that include emergency transportation of patients to the community, as well as the repatriation of remains in the event of death.
We shall consider only the policies of the Embassy of Finland accredited insurance companies kompaniy.Spisok can be found on the official website of the Embassy: www.finland.org.ru / ru;
6. For children under 18 years of age - a copy of a birth certificate. If the child is traveling accompanied by one parent or third party, you need a copy of a notarized consent from the remaining parent (s). If the other parent is absent, is given a certificate (copy) of a single mother or a certificate from the police, a copy of the passport of the remaining parent;
For children from 6 years of age are required which include a photograph in the passport of one of the parents or their own passport.
7. Consular fee (in case of refusal of a visa is not refundable).
If necessary, the applicant may request additional information, such as a copy of internal passport (1st and 2nd page).
Types of Visas
A. Tourist visa
She is single, getting takes 5-6 working days. The tenure of 2 to 28 days.
Two. Business Visa to Finland
Preparation takes 12 office. days.
It is also possible to design two-time visa for a period of stay to 14 days.
Please note that the business visa does not entitle to do whatever was professional activities (paid or unpaid).
Three. Work Visa
Gives the right to work in Finland.
For this visa you must be a reason.
For more information about this type of visa you can learn in the consulate of Finland.
4. Multiple-entry visas to Finland
Very convenient for those who often going to visit the Schengen countries. You just need to cross once the Finnish border, and then go to those countries that you want (except Germany). Visa processing takes 12 working days. Length of stay: 30/90 45/180 and 180/360 days. (Opens for those who already have visas Finnish.)
The procedure of applying for a visa
It is recommended to issue a visa in advance, at least 2-3 weeks before the planned trip. You can apply personally or through third parties and organizations. In the Visa Section Embassy of the statements of persons living at a distance of over 500 km from Moscow on the territory served by the embassy addresses, if possible, within two working days. This term applies only in cases where the applicant is personally coming to Moscow to issue a visa (with a need to have a Russian passport.)
The Visa Section Embassy of Finland in Moscow
Operates on weekdays from 9:00 am to 16:00 without interruption.
For confirmation of visa may be contacted by phone.: (495) 787 41 78
only from 10.00 to 12.00.
E-mail: sanomat.mos @ formin.fi
Consulate General of Finland in St. Petersburg
Works on weekdays c 9.00 to 15.30 without a break.
For confirmation of visa may be contacted by phone.: (812) 331 76 03
from 10.00 to 12.00
On the question of obtaining residence permits in Finland can be accessed by phone.: 7 (812) 331 76 00 from 9.00 to 10.00.
Visa Section is located at 191028, Transfiguration Square., 4.
E-mail: sanomat.pie @ formin.fi
Visa Section Consulate in Petrozavodsk runs on weekdays, from 9.00 to 12.15 and from 13.15 to 16.00, except Wednesday, when applications are accepted from 9.00 am to 12.15 pm
Visa Section Consulate in Murmansk is open Monday through Thursday. Individuals may apply from 9.30 to 12.00 and receive a passport from 15.00 to 16.00
The Russian Embassy in Helsinki
Tehtaankatu 1B, 00140 Helsinki
Vuorimiehenkatu 6, 00140 Helsinki
Tel.: 358 9661449
Fax: +358 9 662 1812
Russian Consulate in Lappeenranta
Kievarinkatu 1A, 53100 Lappeenranta
Tel.: +358 5 872 0700
Fax: +358 5 872 0777
When crossing the border with Finland in addition to the passport with a visa should carry proof of hotel reservation or invitation, proof of insurance, as well as cash or bank statement at the rate of at least 50 euros for each day of travel.
Home ownership in Finland is not a basis for obtaining a residence permit or citizenship.
Home ownership in Finland is the reason for not inviting the Finnish side of a multiple entry visa (multivisa) to stay for 180 days per year (90 in one half: + 90 in the second).
Permanent residence (permanent residence) may be obtained only when the ownership of a business in Finland or marriage to a citizen of the country.
In order to stay in Finland for a longer period of time, foreigners must obtain a residence permit. The residence permit is issued for purposes other than tourism or short stay.
Foreigners from the following countries do not need a residence permit: Sweden, Norway, Denmark and Iceland. Citizens of EU / EEA can live, work, study, recruited specialty in Finland for three months without a residence permit. If the period of study longer, you must obtain a residence permit to the local police. People who have a residence permit, can live and travel in Finland at the time of the permit. They can also change the permanent place of residence or to leave the country and back again.
Taxes - Finland
Registration of ownership rights in the court will require the following one-time costs:
- Buying an apartment - 1.6% of the purchase price
- Buying a house - 4% of the value of the home
- Land for construction - 4% of the area
If the buyer before the age of 40 years, and purchased the first house (which is a written statement to the bank), this tax will be charged.
Finnish law stipulates that a tax on transfer of ownership shall not be paid if the buyer:
1) acquires ownership of real property, at least half of residential
2) uses or intends to use the building as its
3) The owner has not previously been referred to in paragraph 1 of the structure or shares,
granting the right of ownership residential premises
4) at the time of signing the deed at least 18 but not 40 years old.
If the number of buyers, the tax-exempt only part of the
value corresponding to the right of ownership to the buyer, in
respect of which the above requirements are executed.
Buyer must be at registration of the certificate of transfer of the right
express an opinion on the property tax exemption, resulting in the establishment of the provincial tax on a residence.
The question is whether the buyer will give a conclusion about the tax exemption, it is necessary to begin to use the house for permanent residence. If this requirement is satisfied, then no need to pay taxes.
When making a purchase procedure requires the services of a notary - the average cost of 38 to 50 euros for processing the transaction.
Annual property tax depends on the area of the property that you own, the rate of approximately 0.76 Euro per 1 sq. m of floor area. Thus, in a cottage with a total area of about 207 sq ft cost of the annual property tax amount to 158 Euros.
Income tax on the sale of your property will be charged if you own them for more than 2 years. If your property has been owned less than 2 years, then you will have to pay the government 39% of the profits earned from the sale.